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Get Cheap Car Insurance in Clearlake, CA
We monitor insurance prices, helping the average driver in Clearlake save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Clearlake
The chart below shows the cheapest car insurance company in Clearlake for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Clearlake Insurer | Monthly Cost |
|---|---|
| Metromile | $50 |
| Geico | $56 |
| Progressive | $60 |
| Travelers | $62 |
Savings for Every Kind of Clearlake Driver
Based on our extensive insurance data, we know the average Clearlake driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $634 per year by choosing the right vehicle insurance company. Some Clearlake residents are paying out over $1,982 extra every year for auto insurance in Clearlake. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Clearlake, CA Savings / Yr. |
|---|---|
$634 |
|
$1,161 |
|
$918 |
|
$1,613 |
|
$828 |
|
$359 |
|
$0 |
Clearlake Car Insurance vs. California
People living in Clearlake pay an average of 1.27% less than the typical driver in the state. The average driver in Clearlake can expect to pay about $928 per year, or $1,982 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Clearlake for most people.
Car Insurance Prices by Clearlake Neighborhood
Insurance Prices
Where is insurance cheapest within Clearlake?
The map shows insurance prices in and around Clearlake, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $263 per year within the city boundaries, with insurance premiums ranging from a high of $2,144 to a low of $1,881. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Southeast parts of Clearlake.Pick the Best Car Insurance Company for You in Clearlake
The best car insurance provider for most drivers in Clearlake
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $634 over the average Clearlake car insurance company.
The best car insurance provider for Clearlake drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,161 over the competition.
The best car insurance company for Clearlake drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $918 better than other car insurance companies.
The best auto insurance for Clearlake drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,613 less each year.
The least expensive car insurance company for new and young drivers in Clearlake
In Clearlake, State Farm costs young drivers $828 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Clearlake
Progressive gave the largest car insurance discounts to married couples, averaging $359 saved each year compared to an average Clearlake couple's premiums.
The cheapest car insurance in Clearlake for drivers with bad credit
The best Clearlake car insurance company for customer service
Recent price drops
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The cheapest large national provider in Clearlake
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Clearlake driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Clearlake, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Clearlake
What Influences the Cost of Car Insurance in Clearlake?
On average, car insurance in Clearlake is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Clearlake is 36 minutes, which is about the national average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Clearlake are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Clearlake is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Clearlake is $77 per month for minimum coverage and $165 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Clearlake Park: Insurance costs 2.67% less
- Lower Lake: Insurance costs 5.95% less
- Clearlake Oaks: Insurance costs 3.33% less
- Seigler Springs: Insurance costs 6.71% less
- Glenhaven: Insurance costs 6.31% less
- Kelseyville: Insurance costs 4.74% less
- Soda Bay: Insurance costs 3.23% less
- Cobb: Insurance costs 4.29% less
- Wilbur Springs: Insurance costs 3.99% less
- Loch Lomond: Insurance costs 5.20% less
Cities with Similar Populations
- Brookshire: Insurance costs 14.48% less
- Bedford: Insurance costs 39.66% less
- Beech Grove: Insurance costs 36.38% less
- Bellevue: Insurance costs 45.96% less
- Bellmore: Insurance costs 36.73% more
- Weehawken: Insurance costs 16.45% more
- Berea: Insurance costs 11.00% less
- Washington: Insurance costs 39.15% less
- Blytheville: Insurance costs 10.85% less
- Bogalusa: Insurance costs 55.90% more