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Get Cheap Car Insurance in Kelseyville, CA
We monitor insurance prices, helping the average driver in Kelseyville save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Kelseyville
The chart below shows the cheapest car insurance company in Kelseyville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Kelseyville Insurer | Monthly Cost |
|---|---|
| Metromile | $47 |
| Geico | $54 |
| Progressive | $57 |
| Travelers | $59 |
Savings for Every Kind of Kelseyville Driver
Based on our extensive insurance data, we know the average Kelseyville driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $604 per year by choosing the right vehicle insurance company. Some Kelseyville residents are paying out over $1,888 extra every year for auto insurance in Kelseyville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Kelseyville, CA Savings / Yr. |
|---|---|
$604 |
|
$1,106 |
|
$874 |
|
$1,536 |
|
$789 |
|
$342 |
|
$0 |
Kelseyville Car Insurance vs. California
People living in Kelseyville pay an average of 5.99% less than the typical driver in the state. The average driver in Kelseyville can expect to pay about $884 per year, or $1,888 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Kelseyville for most people.
Car Insurance Prices by Kelseyville Neighborhood
Insurance Prices
Where is insurance cheapest within Kelseyville?
The map shows insurance prices in and around Kelseyville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $123 per year within the city boundaries, with insurance premiums ranging from a high of $1,939 to a low of $1,816. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of Kelseyville.Pick the Best Car Insurance Company for You in Kelseyville
The best car insurance provider for most drivers in Kelseyville
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $604 over the average Kelseyville car insurance company.
The best car insurance provider for Kelseyville drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,106 over the competition.
The best car insurance company for Kelseyville drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $874 better than other car insurance companies.
The best auto insurance for Kelseyville drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,536 less each year.
The least expensive car insurance company for new and young drivers in Kelseyville
In Kelseyville, State Farm costs young drivers $789 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Kelseyville
Progressive gave the largest car insurance discounts to married couples, averaging $342 saved each year compared to an average Kelseyville couple's premiums.
The cheapest car insurance in Kelseyville for drivers with bad credit
The best Kelseyville car insurance company for customer service
Nationwide was the best company for customer service in Kelseyville according to the NAIC.
Recent price drops
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The cheapest large national provider in Kelseyville
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Kelseyville driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Kelseyville, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Kelseyville
What Influences the Cost of Car Insurance in Kelseyville?
On average, car insurance in Kelseyville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Kelseyville are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Kelseyville has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Kelseyville is $74 per month for minimum coverage and $157 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Soda Bay: Insurance costs 1.59% more
- Glenhaven: Insurance costs 1.64% less
- Finley: Insurance costs 1.43% less
- Clearlake Park: Insurance costs 2.17% more
- Seigler Springs: Insurance costs 2.07% less
- Lucerne: Insurance costs 0.26% less
- Clearlake: Insurance costs 4.98% more
- Clearlake Oaks: Insurance costs 1.48% more
- Cobb: Insurance costs 0.48% more
- Lakeport: Insurance costs 2.70% less
Cities with Similar Populations
- Wallingford: Insurance costs 23.15% less
- Chillicothe: Insurance costs 26.11% less
- Chillicothe: Insurance costs 7.68% less
- Church Point: Insurance costs 62.45% more
- Circle Pines: Insurance costs 10.86% less
- Citrus Springs: Insurance costs 27.28% more
- Clarkesville: Insurance costs 7.47% less
- Clarksville: Insurance costs 0.64% more
- Clawson: Insurance costs 58.16% more
- Clay: Insurance costs 15.41% more