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Get Cheap Car Insurance in Wilbur Springs, CA
We monitor insurance prices, helping the average driver in Wilbur Springs save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Wilbur Springs
The chart below shows the cheapest car insurance company in Wilbur Springs for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Wilbur Springs Insurer | Monthly Cost |
|---|---|
| Metromile | $48 |
| Geico | $54 |
| Progressive | $58 |
| Travelers | $60 |
Savings for Every Kind of Wilbur Springs Driver
Based on our extensive insurance data, we know the average Wilbur Springs driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $609 per year by choosing the right vehicle insurance company. Some Wilbur Springs residents are paying out over $1,903 extra every year for auto insurance in Wilbur Springs. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wilbur Springs, CA Savings / Yr. |
|---|---|
$609 |
|
$1,115 |
|
$882 |
|
$1,549 |
|
$795 |
|
$345 |
|
$0 |
Wilbur Springs Car Insurance vs. California
People living in Wilbur Springs pay an average of 5.21% less than the typical driver in the state. The average driver in Wilbur Springs can expect to pay about $891 per year, or $1,903 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Wilbur Springs for most people.
Car Insurance Prices by Wilbur Springs Neighborhood
Insurance Prices
Where is insurance cheapest within Wilbur Springs?
The map shows insurance prices in and around Wilbur Springs, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $58 per year within the city boundaries, with insurance premiums ranging from a high of $1,945 to a low of $1,887. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of Wilbur Springs.Pick the Best Car Insurance Company for You in Wilbur Springs
The best car insurance provider for most drivers in Wilbur Springs
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $609 over the average Wilbur Springs car insurance company.
The best car insurance provider for Wilbur Springs drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,115 over the competition.
The best car insurance company for Wilbur Springs drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $882 better than other car insurance companies.
The best auto insurance for Wilbur Springs drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,549 less each year.
The least expensive car insurance company for new and young drivers in Wilbur Springs
In Wilbur Springs, State Farm costs young drivers $795 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wilbur Springs
Progressive gave the largest car insurance discounts to married couples, averaging $345 saved each year compared to an average Wilbur Springs couple's premiums.
The cheapest car insurance in Wilbur Springs for drivers with bad credit
The best Wilbur Springs car insurance company for customer service
Nationwide was the best company for customer service in Wilbur Springs according to the NAIC.
Recent price drops
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The cheapest large national provider in Wilbur Springs
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Wilbur Springs driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wilbur Springs, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Wilbur Springs
What Influences the Cost of Car Insurance in Wilbur Springs?
On average, car insurance in Wilbur Springs is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wilbur Springs are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Wilbur Springs is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Wilbur Springs is $74 per month for minimum coverage and $159 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Clearlake Oaks: Insurance costs 0.68% more
- Clearlake: Insurance costs 4.15% more
- Clearlake Park: Insurance costs 1.37% more
- Lower Lake: Insurance costs 2.05% less
- Rumsey: Insurance costs 0.63% less
- Glenhaven: Insurance costs 2.42% less
- College City: Insurance costs 2.21% more
- Seigler Springs: Insurance costs 2.84% less
- Hidden Valley Lake: Insurance costs 1.21% more
- Kelseyville: Insurance costs 0.79% less
Cities with Similar Populations
- Emeryville: Insurance costs 13.61% more
- Upper Dilia: Insurance costs 22.54% less
- Unity: Insurance costs 13.87% less
- Uniontown: Insurance costs 25.33% less
- Union: Insurance costs 24.80% less
- Ucolo: Insurance costs 29.06% less
- Evening Star: Insurance costs 13.03% less
- Escudilla Bonita: Insurance costs 27.69% less
- Epworth: Insurance costs 22.96% less
- Enochsburg: Insurance costs 40.20% less