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Get Cheap Car Insurance in College Station, AR
We monitor insurance prices, helping the average driver in College Station save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in College Station
The chart below shows the cheapest car insurance company in College Station for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| College Station Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $59 |
| Farm Bureau | $61 |
| Geico | $62 |
| Jupiter | $64 |
Savings for Every Kind of College Station Driver
Based on our extensive insurance data, we know the average College Station driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $360 per year by choosing the right vehicle insurance company. Some College Station residents are paying out over $1,817 extra every year for auto insurance in College Station. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
College Station, AR Savings / Yr. |
|---|---|
$360 |
|
$637 |
|
$513 |
|
$789 |
|
$2,040 |
|
$362 |
|
$506 |
College Station Car Insurance vs. Arkansas
People living in College Station pay an average of 7.98% more than the typical driver in the state. The average driver in College Station can expect to pay about $984 per year, or $1,817 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in College Station for most people.
Car Insurance Prices by College Station Neighborhood
Insurance Prices
Where is insurance cheapest within College Station?
The map shows insurance prices in and around College Station, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $26 per year within the city boundaries, with insurance premiums ranging from a high of $1,823 to a low of $1,797. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Central parts of College Station.Pick the Best Car Insurance Company for You in College Station
The best car insurance provider for most drivers in College Station
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $360 over the average College Station car insurance company.
The best car insurance provider for College Station drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $637 over the competition.
The best car insurance company for College Station drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $513 better than other car insurance companies.
The best auto insurance for College Station drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $789 less each year.
The least expensive car insurance company for new and young drivers in College Station
In College Station, Farm Bureau costs young drivers $2,040 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in College Station
Farm Bureau gave the largest car insurance discounts to married couples, averaging $362 saved each year compared to an average College Station couple's premiums.
The cheapest car insurance in College Station for drivers with bad credit
The best College Station car insurance company for customer service
Nationwide was the best company for customer service in College Station according to the NAIC.
Recent price drops
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The cheapest large national provider in College Station
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average College Station driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In College Station, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around College Station
What Influences the Cost of Car Insurance in College Station?
On average, car insurance in College Station is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Arkansas state insurance regulations may require higher prices.
- An average of 1 to 2 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in College Station are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- College Station is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in College Station is $82 per month for minimum coverage and $151 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Sweet Home: Insurance costs 1.38% less
- Rose City: Insurance costs 4.57% less
- North Little Rock: Insurance costs 0.88% less
- Scott: Insurance costs 6.00% less
- Wrightsville: Insurance costs 2.92% less
- Cammack Village: Insurance costs 5.12% less
- Little Rock: Insurance costs 4.62% less
- Estes: Insurance costs 6.60% less
- Sherwood: Insurance costs 4.40% less
- Toltec: Insurance costs 6.00% less
Cities with Similar Populations
- Centerville: Insurance costs 12.49% less
- Carmona: Insurance costs 12.16% less
- Water Valley: Insurance costs 18.60% less
- Wales: Insurance costs 31.70% less
- Wadesboro: Insurance costs 67.47% more
- Cashtown: Insurance costs 29.77% less
- Casville: Insurance costs 30.76% less
- Winfield: Insurance costs 1.87% less
- Wades Point: Insurance costs 33.19% less
- Center City: Insurance costs 12.00% less