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Get Cheap Car Insurance in North Little Rock, AR
We monitor insurance prices, helping the average driver in North Little Rock save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in North Little Rock
The chart below shows the cheapest car insurance company in North Little Rock for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| North Little Rock Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $58 |
| Farm Bureau | $60 |
| Geico | $62 |
| Jupiter | $63 |
Savings for Every Kind of North Little Rock Driver
Based on our extensive insurance data, we know the average North Little Rock driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $356 per year by choosing the right vehicle insurance company. Some North Little Rock residents are paying out over $1,801 extra every year for auto insurance in North Little Rock. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Little Rock, AR Savings / Yr. |
|---|---|
$356 |
|
$631 |
|
$508 |
|
$782 |
|
$2,021 |
|
$358 |
|
$502 |
North Little Rock Car Insurance vs. Arkansas
People living in North Little Rock pay an average of 6.99% more than the typical driver in the state. The average driver in North Little Rock can expect to pay about $975 per year, or $1,801 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in North Little Rock for most people.
Car Insurance Prices by North Little Rock Neighborhood
Insurance Prices
Where is insurance cheapest within North Little Rock?
The map shows insurance prices in and around North Little Rock, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $474 per year within the city boundaries, with insurance premiums ranging from a high of $2,112 to a low of $1,638. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of North Little Rock.Pick the Best Car Insurance Company for You in North Little Rock
The best car insurance provider for most drivers in North Little Rock
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $356 over the average North Little Rock car insurance company.
The best car insurance provider for North Little Rock drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $631 over the competition.
The best car insurance company for North Little Rock drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $508 better than other car insurance companies.
The best auto insurance for North Little Rock drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $782 less each year.
The least expensive car insurance company for new and young drivers in North Little Rock
In North Little Rock, Farm Bureau costs young drivers $2,021 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Little Rock
Farm Bureau gave the largest car insurance discounts to married couples, averaging $358 saved each year compared to an average North Little Rock couple's premiums.
The cheapest car insurance in North Little Rock for drivers with bad credit
The best North Little Rock car insurance company for customer service
Nationwide was the best company for customer service in North Little Rock according to the NAIC.
Recent price drops
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The cheapest large national provider in North Little Rock
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average North Little Rock driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Little Rock, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around North Little Rock
What Influences the Cost of Car Insurance in North Little Rock?
On average, car insurance in North Little Rock is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Arkansas state insurance regulations may require higher prices.
- An average of 0 to 1 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Little Rock are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- North Little Rock has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Little Rock is $81 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rose City: Insurance costs 3.72% less
- Sherwood: Insurance costs 3.55% less
- Cammack Village: Insurance costs 4.28% less
- College Station: Insurance costs 0.89% more
- Sweet Home: Insurance costs 0.50% less
- Little Rock: Insurance costs 3.78% less
- Little Rock Air Force Base: Insurance costs 5.39% less
- Maumelle: Insurance costs 4.39% less
- Jacksonville: Insurance costs 2.50% less
- Kerr: Insurance costs 5.05% less
Cities with Similar Populations
- Kenner: Insurance costs 96.89% more
- Lynwood: Insurance costs 33.65% more
- DeLand: Insurance costs 35.54% more
- Doral: Insurance costs 81.68% more
- Shawnee: Insurance costs 12.27% less
- Harrisonburg: Insurance costs 35.20% less
- Hanford: Insurance costs 10.33% more
- Grants Pass: Insurance costs 21.32% less
- Goose Creek: Insurance costs 0.11% less
- Gilroy: Insurance costs 13.44% more