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Get Cheap Car Insurance in Daly City, CA
We monitor insurance prices, helping the average driver in Daly City save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Daly City
The chart below shows the cheapest car insurance company in Daly City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Daly City Insurer | Monthly Cost |
|---|---|
| Metromile | $55 |
| Geico | $62 |
| Progressive | $67 |
| Travelers | $69 |
Savings for Every Kind of Daly City Driver
Based on our extensive insurance data, we know the average Daly City driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $705 per year by choosing the right vehicle insurance company. Some Daly City residents are paying out over $2,204 extra every year for auto insurance in Daly City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Daly City, CA Savings / Yr. |
|---|---|
$705 |
|
$1,291 |
|
$1,021 |
|
$1,793 |
|
$921 |
|
$400 |
|
$0 |
Daly City Car Insurance vs. California
People living in Daly City pay an average of 9.76% more than the typical driver in the state. The average driver in Daly City can expect to pay about $1,032 per year, or $2,204 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Daly City for most people.
Car Insurance Prices by Daly City Neighborhood
Insurance Prices
Where is insurance cheapest within Daly City?
The map shows insurance prices in and around Daly City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $573 per year within the city boundaries, with insurance premiums ranging from a high of $2,577 to a low of $2,004. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Daly City.Pick the Best Car Insurance Company for You in Daly City
The best car insurance provider for most drivers in Daly City
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $705 over the average Daly City car insurance company.
The best car insurance provider for Daly City drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,291 over the competition.
The best car insurance company for Daly City drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,021 better than other car insurance companies.
The best auto insurance for Daly City drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,793 less each year.
The least expensive car insurance company for new and young drivers in Daly City
In Daly City, State Farm costs young drivers $921 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Daly City
Progressive gave the largest car insurance discounts to married couples, averaging $400 saved each year compared to an average Daly City couple's premiums.
The cheapest car insurance in Daly City for drivers with bad credit
The best Daly City car insurance company for customer service
Recent price drops
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The cheapest large national provider in Daly City
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Daly City driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Daly City, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Daly City
What Influences the Cost of Car Insurance in Daly City?
On average, car insurance in Daly City is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Daly City is 39 minutes, which is a little more than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Daly City are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Daly City is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Daly City is $86 per month for minimum coverage and $184 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Colma: Insurance costs 2.40% more
- South San Francisco: Insurance costs 2.54% less
- Brisbane: Insurance costs 1.72% less
- Pacifica: Insurance costs 7.40% less
- San Bruno: Insurance costs 4.40% less
- San Francisco: Insurance costs 2.63% less
- Millbrae Meadows: Insurance costs 7.99% less
- Millbrae: Insurance costs 5.81% less
- Pedro Valley: Insurance costs 6.72% less
- Burlingame: Insurance costs 4.81% less
Cities with Similar Populations
- Ann Arbor: Insurance costs 37.43% more
- Beaverton: Insurance costs 23.41% less
- Allen: Insurance costs 16.47% less
- Aurora: Insurance costs 22.41% less
- Aurora: Insurance costs 1.59% less
- Acworth: Insurance costs 13.34% less
- Baltimore: Insurance costs 7.53% less
- Anderson: Insurance costs 25.73% less
- Anderson: Insurance costs 44.10% less
- Alpharetta: Insurance costs 12.21% less