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Get Cheap Car Insurance in Pedro Valley, CA
We monitor insurance prices, helping the average driver in Pedro Valley save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Pedro Valley
The chart below shows the cheapest car insurance company in Pedro Valley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Pedro Valley Insurer | Monthly Cost |
|---|---|
| Metromile | $52 |
| Geico | $58 |
| Progressive | $62 |
| Travelers | $64 |
Savings for Every Kind of Pedro Valley Driver
Based on our extensive insurance data, we know the average Pedro Valley driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $657 per year by choosing the right vehicle insurance company. Some Pedro Valley residents are paying out over $2,056 extra every year for auto insurance in Pedro Valley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pedro Valley, CA Savings / Yr. |
|---|---|
$657 |
|
$1,204 |
|
$952 |
|
$1,673 |
|
$859 |
|
$373 |
|
$0 |
Pedro Valley Car Insurance vs. California
People living in Pedro Valley pay an average of 2.41% more than the typical driver in the state. The average driver in Pedro Valley can expect to pay about $963 per year, or $2,056 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Pedro Valley for most people.
Car Insurance Prices by Pedro Valley Neighborhood
Insurance Prices
Where is insurance cheapest within Pedro Valley?
The map shows insurance prices in and around Pedro Valley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $89 per year within the city boundaries, with insurance premiums ranging from a high of $2,096 to a low of $2,007. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Central parts of Pedro Valley.Pick the Best Car Insurance Company for You in Pedro Valley
The best car insurance provider for most drivers in Pedro Valley
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $657 over the average Pedro Valley car insurance company.
The best car insurance provider for Pedro Valley drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,204 over the competition.
The best car insurance company for Pedro Valley drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $952 better than other car insurance companies.
The best auto insurance for Pedro Valley drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,673 less each year.
The least expensive car insurance company for new and young drivers in Pedro Valley
In Pedro Valley, State Farm costs young drivers $859 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pedro Valley
Progressive gave the largest car insurance discounts to married couples, averaging $373 saved each year compared to an average Pedro Valley couple's premiums.
The cheapest car insurance in Pedro Valley for drivers with bad credit
The best Pedro Valley car insurance company for customer service
Nationwide was the best company for customer service in Pedro Valley according to the NAIC.
Recent price drops
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The cheapest large national provider in Pedro Valley
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Pedro Valley driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pedro Valley, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Pedro Valley
What Influences the Cost of Car Insurance in Pedro Valley?
On average, car insurance in Pedro Valley is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Pedro Valley is 54 minutes, which is far more than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pedro Valley are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Pedro Valley is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Pedro Valley is $80 per month for minimum coverage and $171 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Millbrae Meadows: Insurance costs 1.36% less
- Montara: Insurance costs 6.71% less
- Pacifica: Insurance costs 0.73% less
- San Bruno: Insurance costs 2.48% more
- Moss Beach: Insurance costs 5.06% less
- Millbrae: Insurance costs 0.97% more
- El Granada: Insurance costs 5.20% less
- South San Francisco: Insurance costs 4.47% more
- Burlingame: Insurance costs 2.04% more
- Hillsborough: Insurance costs 0.34% less
Cities with Similar Populations
- Carsonville: Insurance costs 39.30% more
- Aydlett: Insurance costs 41.44% less
- Bantam: Insurance costs 7.54% less
- Porter: Insurance costs 52.63% less
- Pattonville: Insurance costs 20.28% less
- Paw Paw: Insurance costs 27.43% less
- Pendleton Center: Insurance costs 7.44% more
- Penn Run: Insurance costs 34.14% less
- Perdido: Insurance costs 26.36% less
- Pine Knoll Shores: Insurance costs 44.41% less