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Get Cheap Car Insurance in Downtown High Point, High Point, NC
We monitor insurance prices, helping the average driver in Downtown High Point save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Downtown High Point
The chart below shows the cheapest car insurance company in Downtown High Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Downtown High Point Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $51 |
| Erie Insurance | $52 |
| Farm Bureau | $55 |
| Progressive | $58 |
Savings for Every Kind of Downtown High Point Driver
Based on our extensive insurance data, we know the average Downtown High Point driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $258 per year by choosing the right vehicle insurance company. Some Downtown High Point residents are paying out over $1,342 extra every year for auto insurance in Downtown High Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Downtown High Point, High Point, NC Savings / Yr. |
|---|---|
$258 |
|
$560 |
|
$408 |
|
$1,042 |
|
$773 |
|
$311 |
|
$467 |
Downtown High Point Car Insurance vs. High Point
People living in Downtown High Point pay an average of 7.37% more than the typical driver in the state. The average driver in Downtown High Point can expect to pay about $804 per year, or $1,342 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Downtown High Point for most people.
Car Insurance Prices by Downtown High Point Neighborhood
Insurance Prices
Where is insurance cheapest within Downtown High Point?
The map shows insurance prices in and around Downtown High Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $289 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,515 to a low of $1,226. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Downtown High Point.Pick the Best Car Insurance Company for You in Downtown High Point
The best car insurance provider for most drivers in Downtown High Point
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $258 over the average Downtown High Point car insurance company.
The best car insurance provider for Downtown High Point drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $560 over the competition.
The best car insurance company for Downtown High Point drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $408 better than other car insurance companies.
The best auto insurance for Downtown High Point drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,042 less each year.
The least expensive car insurance company for new and young drivers in Downtown High Point
In Downtown High Point, State Farm costs young drivers $773 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Downtown High Point
Erie Insurance gave the largest car insurance discounts to married couples, averaging $311 saved each year compared to an average Downtown High Point couple's premiums.
The cheapest car insurance in Downtown High Point for drivers with bad credit
The best Downtown High Point car insurance company for customer service
Nationwide was the best company for customer service in Downtown High Point according to the NAIC.
Recent price drops
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The cheapest large national provider in Downtown High Point
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Downtown High Point driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Downtown High Point, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Downtown High Point
What Influences the Cost of Car Insurance in Downtown High Point?
On average, car insurance in Downtown High Point is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- North Carolina state insurance regulations may allow for lower prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Downtown High Point are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Downtown High Point is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Downtown High Point is $67 per month for minimum coverage and $112 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Adams Farm: Insurance costs the same
- Hewitt Area: Insurance costs 5.51% less
- Rolling Roads: Insurance costs 2.61% more
- Starmount Forest: Insurance costs 6.63% less
- Lindley Park: Insurance costs 8.79% less
- Brice Street Area: Insurance costs 5.81% less
- Smith Homes: Insurance costs 2.31% more
- College Hill: Insurance costs 7.90% less
- Cumberland: Insurance costs 2.24% less
- Konnoak: Insurance costs 0.60% less
Neighborhoods with Similar Populations
- Argay: Insurance costs 33.08% more
- Mesa: Insurance costs 47.17% more
- Grant Hill: Insurance costs 63.49% more
- Barton-McFarland: Insurance costs 203.06% more
- Wynken Blynken anchor Nod: Insurance costs 161.03% more
- Windsor Spring: Insurance costs 41.28% more
- West End: Insurance costs 63.86% more
- Vistancia: Insurance costs 38.45% more
- Sunnyside: Insurance costs 59.09% more
- Sun City: Insurance costs 23.62% more