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Get Cheap Car Insurance in East Reno, Reno, NV

We monitor insurance prices, helping the average driver in East Reno save up to 36.3% on car insurance.

 

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The Cheapest Minimum Coverage in East Reno

The chart below shows the cheapest car insurance company in East Reno for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Progressive, Geico, and Safeco Insurance.

 
East Reno Insurer Monthly Cost
State Farm $66
Progressive $85
Geico $86
Safeco Insurance $92

Savings for Every Kind of East Reno Driver

The table shows how much the average auto insurance customer in East Reno might save by following our recommendations.

Based on our extensive insurance data, we know the average East Reno driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $510 per year by choosing the right vehicle insurance company. Some East Reno residents are paying out over $2,238 extra every year for auto insurance in East Reno. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

East Reno Car Insurance vs. Reno

People living in East Reno pay an average of 0.60% less than the typical driver in the state. The average driver in East Reno can expect to pay about $1,144 per year, or $2,238 for full coverage.

Based on our analysis, State Farm will be the cheapest provider in East Reno for most people.

Car Insurance Prices by East Reno Neighborhood

East Reno, Reno, NV map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within East Reno?

The map shows insurance prices in and around East Reno, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $691 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,656 to a low of $1,965. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of East Reno.

Pick the Best Car Insurance Company for You in East Reno

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the East Reno insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in East Reno

For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $510 over the average East Reno car insurance company.

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We use the average good driver, paying $144 per month, as our baseline for pricing in East Reno. State Farm, Progressive, and Travelers are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for East Reno drivers with accidents on their records

In East Reno getting into an accident will raise premiums an average 33% for a yearly cost of $3,353. That's $1,114 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Progressive, and Travelers are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $689 over the competition.

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The best car insurance company for East Reno drivers with speeding tickets

>Progressive gave the average person with a speeding ticket the most savings, averaging $388 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In East Reno, tickets raise premiums on new quotes about $547. If you have a speeding ticket, we recommend State Farm, Progressive, and Travelers for savings that beat the average insurance cost of $2,785 per year.

The best auto insurance for East Reno drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,533 per year in auto insurance premiums, which was $1,294 more than a driver with no major issues. State Farm, Progressive, and Allstate penalized their customers the least for a DUI.

Getting a quote from State Farm may cost the average person with a DUI about $958 less each year.

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The least expensive car insurance company for new and young drivers in East Reno

In East Reno, State Farm costs young drivers $2,866 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 72% more for insurance than more mature drivers in East Reno. With an average cost of $7,884 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and AAA try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in East Reno

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $171. State Farm, Geico, and Progressive provided the largest discounts to couples living in East Reno.

State Farm gave the largest car insurance discounts to married couples, averaging $657 saved each year compared to an average East Reno couple's premiums.

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The cheapest car insurance in East Reno for drivers with bad credit

People with poor credit saved an average of $930 with State Farm.

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Many people are surprised that their poor credit score can cost them an average of $1,080 every year. Premiums for people with poor credit were about $3,319 in East Reno. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from State Farm, Progressive, and Safeco Insurance.

The best East Reno car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In East Reno, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks American Family Insurance as the best provider in East Reno.

Nationwide was the best company for customer service in East Reno according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in East Reno, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in East Reno. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in East Reno

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 57% of East Reno residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average East Reno driver can expect to pay about $145 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In East Reno, USAA has the best prices for married couples, good drivers, young drivers, drivers with a DUI conviction, drivers with accidents, drivers with bad credit, and drivers with speeding tickets.
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Auto Insurance Prices in and Around East Reno

What Influences the Cost of Car Insurance in East Reno?

On average, car insurance in East Reno is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in East Reno is 25 minutes, which is far less than average for a driver in the city.
  • Nevada state insurance regulations may require higher prices.
  • An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in East Reno are lower than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
  • East Reno is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in East Reno is $95 per month for minimum coverage and $187 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average East Reno driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central East Reno with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.