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Get Cheap Car Insurance in East Rochester, NY
We monitor insurance prices, helping the average driver in East Rochester save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in East Rochester
The chart below shows the cheapest car insurance company in East Rochester for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| East Rochester Insurer | Monthly Cost |
|---|---|
| Kemper | $79 |
| Plymouth Rock Assurance | $105 |
| Safeco Insurance | $112 |
| Geico | $117 |
Savings for Every Kind of East Rochester Driver
Based on our extensive insurance data, we know the average East Rochester driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $637 per year by choosing the right vehicle insurance company. Some East Rochester residents are paying out over $2,135 extra every year for auto insurance in East Rochester. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
East Rochester, NY Savings / Yr. |
|---|---|
$637 |
|
$406 |
|
$811 |
|
$821 |
|
$2,010 |
|
$673 |
|
$1,072 |
East Rochester Car Insurance vs. New York
People living in East Rochester pay an average of 11.94% less than the typical driver in the state. The average driver in East Rochester can expect to pay about $1,549 per year, or $2,135 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in East Rochester for most people.
Car Insurance Prices by East Rochester Neighborhood
Insurance Prices
Where is insurance cheapest within East Rochester?
The map shows insurance prices in and around East Rochester, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $280 per year within the city boundaries, with insurance premiums ranging from a high of $2,268 to a low of $1,988. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of East Rochester.Pick the Best Car Insurance Company for You in East Rochester
The best car insurance provider for most drivers in East Rochester
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $637 over the average East Rochester car insurance company.
The best car insurance provider for East Rochester drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $406 over the competition.
The best car insurance company for East Rochester drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $811 better than other car insurance companies.
The best auto insurance for East Rochester drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $821 less each year.
The least expensive car insurance company for new and young drivers in East Rochester
In East Rochester, Progressive costs young drivers $2,010 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in East Rochester
Progressive gave the largest car insurance discounts to married couples, averaging $673 saved each year compared to an average East Rochester couple's premiums.
The cheapest car insurance in East Rochester for drivers with bad credit
The best East Rochester car insurance company for customer service
Nationwide was the best company for customer service in East Rochester according to the NAIC.
Recent price drops
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The cheapest large national provider in East Rochester
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average East Rochester driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In East Rochester, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around East Rochester
What Influences the Cost of Car Insurance in East Rochester?
On average, car insurance in East Rochester is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in East Rochester is 19 minutes, which is far less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in East Rochester are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- East Rochester is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in East Rochester is $129 per month for minimum coverage and $178 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Penfield: Insurance costs 4.50% more
- Pittsford: Insurance costs 0.75% more
- Fairport: Insurance costs 1.78% more
- Brighton: Insurance costs 3.65% more
- Egypt: Insurance costs 6.18% less
- Webster: Insurance costs 1.03% more
- Tomlinson Corners: Insurance costs 1.41% more
- Henrietta: Insurance costs 0.23% less
- Fishers: Insurance costs 7.78% less
- West Walworth: Insurance costs 5.06% more
Cities with Similar Populations
- Waynesboro: Insurance costs 22.01% less
- Gustine: Insurance costs 3.79% less
- Gunnison: Insurance costs 15.55% less
- Gulf Hills: Insurance costs 19.39% less
- Grover: Insurance costs 11.85% less
- Groton: Insurance costs 29.70% less
- Grosse Pointe Farms: Insurance costs 46.18% more
- Grosse Ile: Insurance costs 40.42% more
- Grinnell: Insurance costs 42.76% less
- Greenwell Springs: Insurance costs 51.15% more