Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in East Rutherford, NJ
We monitor insurance prices, helping the average driver in East Rutherford save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in East Rutherford
The chart below shows the cheapest car insurance company in East Rutherford for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| East Rutherford Insurer | Monthly Cost |
|---|---|
| State Farm | $73 |
| Geico | $76 |
| Plymouth Rock Assurance | $93 |
| NJM | $110 |
Savings for Every Kind of East Rutherford Driver
Based on our extensive insurance data, we know the average East Rutherford driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $573 per year by choosing the right vehicle insurance company. Some East Rutherford residents are paying out over $2,186 extra every year for auto insurance in East Rutherford. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
East Rutherford, NJ Savings / Yr. |
|---|---|
$573 |
|
$1,063 |
|
$816 |
|
$704 |
|
$2,828 |
|
$551 |
|
$857 |
East Rutherford Car Insurance vs. New Jersey
People living in East Rutherford pay an average of 20.38% more than the typical driver in the state. The average driver in East Rutherford can expect to pay about $1,304 per year, or $2,186 for full coverage.
Based on our analysis, Geico will be the cheapest provider in East Rutherford for most people.
Car Insurance Prices by East Rutherford Neighborhood
Insurance Prices
Where is insurance cheapest within East Rutherford?
The map shows insurance prices in and around East Rutherford, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $319 per year within the city boundaries, with insurance premiums ranging from a high of $2,317 to a low of $1,998. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the West parts of East Rutherford.Pick the Best Car Insurance Company for You in East Rutherford
The best car insurance provider for most drivers in East Rutherford
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $573 over the average East Rutherford car insurance company.
The best car insurance provider for East Rutherford drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $1,063 over the competition.
The best car insurance company for East Rutherford drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $816 better than other car insurance companies.
The best auto insurance for East Rutherford drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $704 less each year.
The least expensive car insurance company for new and young drivers in East Rutherford
In East Rutherford, Geico costs young drivers $2,828 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in East Rutherford
Geico gave the largest car insurance discounts to married couples, averaging $551 saved each year compared to an average East Rutherford couple's premiums.
The cheapest car insurance in East Rutherford for drivers with bad credit
The best East Rutherford car insurance company for customer service
Nationwide was the best company for customer service in East Rutherford according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in East Rutherford, which was better than other insurers.
The cheapest large national provider in East Rutherford
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average East Rutherford driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In East Rutherford, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around East Rutherford
What Influences the Cost of Car Insurance in East Rutherford?
On average, car insurance in East Rutherford is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in East Rutherford is 40 minutes, which is about the national average for a driver in the state.
- New Jersey state insurance regulations may require higher prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in East Rutherford are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- East Rutherford is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in East Rutherford is $109 per month for minimum coverage and $182 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Carlstadt: Insurance costs 4.94% less
- Rutherford: Insurance costs 2.79% less
- Wallington: Insurance costs 4.03% less
- Wood-Ridge: Insurance costs 9.97% less
- Passaic: Insurance costs 9.38% more
- Lyndhurst: Insurance costs 4.35% less
- Hasbrouck Heights: Insurance costs 6.59% less
- Moonachie: Insurance costs 2.38% less
- Teterboro: Insurance costs 3.71% more
- Garfield: Insurance costs 0.32% less
Cities with Similar Populations
- Grinnell: Insurance costs 44.10% less
- Hawthorn Woods: Insurance costs 29.41% less
- Havana: Insurance costs 13.77% more
- Hastings-on-Hudson: Insurance costs 19.90% more
- Harwood Heights: Insurance costs 14.36% less
- Hartville: Insurance costs 49.41% less
- Harpers Ferry: Insurance costs 37.10% less
- Harahan: Insurance costs 53.16% more
- Walkersville: Insurance costs 18.34% less
- Hamilton: Insurance costs 28.55% less