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Get Cheap Car Insurance in Passaic, NJ
We monitor insurance prices, helping the average driver in Passaic save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Passaic
The chart below shows the cheapest car insurance company in Passaic for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Passaic Insurer | Monthly Cost |
|---|---|
| State Farm | $79 |
| Geico | $83 |
| Plymouth Rock Assurance | $101 |
| NJM | $120 |
Savings for Every Kind of Passaic Driver
Based on our extensive insurance data, we know the average Passaic driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $627 per year by choosing the right vehicle insurance company. Some Passaic residents are paying out over $2,391 extra every year for auto insurance in Passaic. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Passaic, NJ Savings / Yr. |
|---|---|
$627 |
|
$1,163 |
|
$893 |
|
$770 |
|
$3,093 |
|
$603 |
|
$937 |
Passaic Car Insurance vs. New Jersey
People living in Passaic pay an average of 31.67% more than the typical driver in the state. The average driver in Passaic can expect to pay about $1,426 per year, or $2,391 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Passaic for most people.
Car Insurance Prices by Passaic Neighborhood
Insurance Prices
Where is insurance cheapest within Passaic?
The map shows insurance prices in and around Passaic, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $769 per year within the city boundaries, with insurance premiums ranging from a high of $2,619 to a low of $1,850. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Passaic.Pick the Best Car Insurance Company for You in Passaic
The best car insurance provider for most drivers in Passaic
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $627 over the average Passaic car insurance company.
The best car insurance provider for Passaic drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $1,163 over the competition.
The best car insurance company for Passaic drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $893 better than other car insurance companies.
The best auto insurance for Passaic drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $770 less each year.
The least expensive car insurance company for new and young drivers in Passaic
In Passaic, Geico costs young drivers $3,093 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Passaic
Geico gave the largest car insurance discounts to married couples, averaging $603 saved each year compared to an average Passaic couple's premiums.
The cheapest car insurance in Passaic for drivers with bad credit
The best Passaic car insurance company for customer service
Recent price drops
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The cheapest large national provider in Passaic
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Passaic driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Passaic, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Passaic
What Influences the Cost of Car Insurance in Passaic?
On average, car insurance in Passaic is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New Jersey state insurance regulations may require higher prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Passaic are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Passaic is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Passaic is $119 per month for minimum coverage and $199 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wallington: Insurance costs 12.25% less
- Clifton: Insurance costs 9.03% less
- Garfield: Insurance costs 8.87% less
- East Rutherford: Insurance costs 8.57% less
- Wood-Ridge: Insurance costs 17.69% less
- Rutherford: Insurance costs 11.13% less
- Carlstadt: Insurance costs 13.09% less
- Lodi: Insurance costs 9.70% less
- Hasbrouck Heights: Insurance costs 14.60% less
- Elmwood Park: Insurance costs 11.42% less
Cities with Similar Populations
- Duluth: Insurance costs 12.67% less
- Duluth: Insurance costs 32.33% less
- Dublin: Insurance costs 13.09% less
- Concord: Insurance costs 46.05% less
- Davie: Insurance costs 28.40% more
- Deltona: Insurance costs 10.50% more
- Dearborn: Insurance costs 35.22% more
- Dalton: Insurance costs 25.72% less
- Cranston: Insurance costs 2.59% more
- Danbury: Insurance costs 7.36% less