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Get Cheap Car Insurance in Essexville, MI
We monitor insurance prices, helping the average driver in Essexville save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Essexville
The chart below shows the cheapest car insurance company in Essexville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Essexville Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $105 |
| Progressive | $120 |
| State Farm | $121 |
| Safeco Insurance | $128 |
Savings for Every Kind of Essexville Driver
Based on our extensive insurance data, we know the average Essexville driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,143 per year by choosing the right vehicle insurance company. Some Essexville residents are paying out over $2,845 extra every year for auto insurance in Essexville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Essexville, MI Savings / Yr. |
|---|---|
$1,143 |
|
$1,867 |
|
$1,652 |
|
$2,510 |
|
$2,962 |
|
$0 |
|
$0 |
Essexville Car Insurance vs. Michigan
People living in Essexville pay an average of 1.86% less than the typical driver in the state. The average driver in Essexville can expect to pay about $2,161 per year, or $2,845 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Essexville for most people.
Car Insurance Prices by Essexville Neighborhood
Insurance Prices
Where is insurance cheapest within Essexville?
The map shows insurance prices in and around Essexville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $252 per year within the city boundaries, with insurance premiums ranging from a high of $3,008 to a low of $2,756. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of Essexville.Pick the Best Car Insurance Company for You in Essexville
The best car insurance provider for most drivers in Essexville
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,143 over the average Essexville car insurance company.
The best car insurance provider for Essexville drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,867 over the competition.
The best car insurance company for Essexville drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,652 better than other car insurance companies.
The best auto insurance for Essexville drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,510 less each year.
The least expensive car insurance company for new and young drivers in Essexville
In Essexville, Geico costs young drivers $2,962 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Essexville
The cheapest car insurance in Essexville for drivers with bad credit
The best Essexville car insurance company for customer service
Nationwide was the best company for customer service in Essexville according to the NAIC.
Recent price drops
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The cheapest large national provider in Essexville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Essexville driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Essexville, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Essexville
What Influences the Cost of Car Insurance in Essexville?
On average, car insurance in Essexville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Essexville is 27 minutes, which is a little less than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 15 to 16 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Essexville is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Essexville is $180 per month for minimum coverage and $237 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Bay City: Insurance costs 0.35% less
- Quanicassee: Insurance costs 1.37% less
- Munger: Insurance costs 3.09% less
- Tobico Beach: Insurance costs 3.44% less
- Indiantown: Insurance costs 0.95% more
- Killarney Beach: Insurance costs 5.41% less
- University Center: Insurance costs 5.41% less
- Zilwaukee: Insurance costs 2.00% less
- Kawkawlin: Insurance costs 4.96% less
- Bradleyville: Insurance costs 0.60% less
Cities with Similar Populations
- Corryton: Insurance costs 51.63% less
- Claremont: Insurance costs 57.75% less
- Clarence: Insurance costs 19.47% less
- Clarendon Hills: Insurance costs 44.57% less
- Clarkesville: Insurance costs 38.59% less
- Clarksville: Insurance costs 33.22% less
- Clawson: Insurance costs 4.96% more
- Clay: Insurance costs 23.41% less
- West Haverstraw: Insurance costs 2.60% less
- Waynesburg: Insurance costs 51.14% less