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Get Cheap Car Insurance in Fillmore, CA
We monitor insurance prices, helping the average driver in Fillmore save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Fillmore
The chart below shows the cheapest car insurance company in Fillmore for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Fillmore Insurer | Monthly Cost |
|---|---|
| Metromile | $53 |
| Geico | $60 |
| Progressive | $64 |
| Travelers | $66 |
Savings for Every Kind of Fillmore Driver
Based on our extensive insurance data, we know the average Fillmore driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $678 per year by choosing the right vehicle insurance company. Some Fillmore residents are paying out over $2,119 extra every year for auto insurance in Fillmore. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fillmore, CA Savings / Yr. |
|---|---|
$678 |
|
$1,241 |
|
$981 |
|
$1,724 |
|
$885 |
|
$384 |
|
$0 |
Fillmore Car Insurance vs. California
People living in Fillmore pay an average of 5.54% more than the typical driver in the state. The average driver in Fillmore can expect to pay about $992 per year, or $2,119 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Fillmore for most people.
Car Insurance Prices by Fillmore Neighborhood
Insurance Prices
Where is insurance cheapest within Fillmore?
The map shows insurance prices in and around Fillmore, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $417 per year within the city boundaries, with insurance premiums ranging from a high of $2,322 to a low of $1,905. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Southeast parts of Fillmore.Pick the Best Car Insurance Company for You in Fillmore
The best car insurance provider for most drivers in Fillmore
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $678 over the average Fillmore car insurance company.
The best car insurance provider for Fillmore drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,241 over the competition.
The best car insurance company for Fillmore drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $981 better than other car insurance companies.
The best auto insurance for Fillmore drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,724 less each year.
The least expensive car insurance company for new and young drivers in Fillmore
In Fillmore, State Farm costs young drivers $885 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fillmore
Progressive gave the largest car insurance discounts to married couples, averaging $384 saved each year compared to an average Fillmore couple's premiums.
The cheapest car insurance in Fillmore for drivers with bad credit
The best Fillmore car insurance company for customer service
Recent price drops
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The cheapest large national provider in Fillmore
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Fillmore driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fillmore, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Fillmore
What Influences the Cost of Car Insurance in Fillmore?
On average, car insurance in Fillmore is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Fillmore is 37 minutes, which is about the national average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fillmore are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Fillmore is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Fillmore is $83 per month for minimum coverage and $177 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- North Fillmore: Insurance costs 5.10% less
- Sespe: Insurance costs 4.62% less
- Buckhorn: Insurance costs 8.26% less
- Piru: Insurance costs 5.80% less
- Santa Paula: Insurance costs 2.27% more
- Sulphur Springs: Insurance costs 11.33% less
- Castaic: Insurance costs 5.05% more
- Stevenson Ranch: Insurance costs 6.13% more
- Valencia: Insurance costs 4.01% more
- Ojai: Insurance costs 7.88% less
Cities with Similar Populations
- Mount Joy: Insurance costs 39.59% less
- Peru: Insurance costs 44.17% less
- Pennsauken: Insurance costs 4.06% less
- Payson: Insurance costs 19.35% less
- Paradise Valley: Insurance costs 10.90% less
- Pampa: Insurance costs 8.45% less
- Palmer: Insurance costs 28.36% less
- Palisades Park: Insurance costs 12.46% more
- Oxford: Insurance costs 24.30% less
- Pinehurst: Insurance costs 44.22% less