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Get Cheap Car Insurance in Garland, AR
We monitor insurance prices, helping the average driver in Garland save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in Garland
The chart below shows the cheapest car insurance company in Garland for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| Garland Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $53 |
| Farm Bureau | $55 |
| Geico | $57 |
| Jupiter | $58 |
Savings for Every Kind of Garland Driver
Based on our extensive insurance data, we know the average Garland driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $328 per year by choosing the right vehicle insurance company. Some Garland residents are paying out over $1,659 extra every year for auto insurance in Garland. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Garland, AR Savings / Yr. |
|---|---|
$328 |
|
$581 |
|
$468 |
|
$720 |
|
$1,862 |
|
$330 |
|
$462 |
Garland Car Insurance vs. Arkansas
People living in Garland pay an average of 1.45% less than the typical driver in the state. The average driver in Garland can expect to pay about $898 per year, or $1,659 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Garland for most people.
Car Insurance Prices by Garland Neighborhood
Insurance Prices
Where is insurance cheapest within Garland?
The map shows insurance prices in and around Garland, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $55 per year within the city boundaries, with insurance premiums ranging from a high of $1,661 to a low of $1,606. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Garland.Pick the Best Car Insurance Company for You in Garland
The best car insurance provider for most drivers in Garland
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $328 over the average Garland car insurance company.
The best car insurance provider for Garland drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $581 over the competition.
The best car insurance company for Garland drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $468 better than other car insurance companies.
The best auto insurance for Garland drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $720 less each year.
The least expensive car insurance company for new and young drivers in Garland
In Garland, Farm Bureau costs young drivers $1,862 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Garland
Farm Bureau gave the largest car insurance discounts to married couples, averaging $330 saved each year compared to an average Garland couple's premiums.
The cheapest car insurance in Garland for drivers with bad credit
The best Garland car insurance company for customer service
Recent price drops
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The cheapest large national provider in Garland
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Garland driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Garland, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around Garland
What Influences the Cost of Car Insurance in Garland?
On average, car insurance in Garland is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Garland is 28 minutes, which is a little less than average for a driver in the state.
- Arkansas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Garland are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Garland is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Garland is $75 per month for minimum coverage and $138 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Garland City: Insurance costs 0.12% less
- Rocky Mound: Insurance costs 1.75% less
- Lewisville: Insurance costs 0.60% less
- Genoa: Insurance costs 0.36% less
- Hervey: Insurance costs 0.72% less
- Stamps: Insurance costs 1.57% less
- McKamie: Insurance costs 0.96% less
- Fouke: Insurance costs 1.87% less
- Buckner: Insurance costs the same
- Falcon: Insurance costs 0.18% less
Cities with Similar Populations
- Guildhall: Insurance costs 27.61% less
- Hicks: Insurance costs 70.04% more
- West Lenox: Insurance costs 14.95% less
- Harris: Insurance costs 14.89% more
- Whitewood: Insurance costs 21.46% less
- Hardinville: Insurance costs 14.35% less
- Hannibal: Insurance costs 27.43% less
- Whitney: Insurance costs 11.93% less
- Hamer: Insurance costs 24.11% less
- Whitson: Insurance costs 4.82% less