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Get Cheap Car Insurance in Lewisville, AR

We monitor insurance prices, helping the average driver in Lewisville save up to 33.0% on car insurance.

 

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The Cheapest Minimum Coverage in Lewisville

The chart below shows the cheapest car insurance company in Lewisville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.

 
Lewisville Insurer Monthly Cost
Safeco Insurance $53
Farm Bureau $55
Geico $57
Jupiter $58

Savings for Every Kind of Lewisville Driver

The table shows how much the average auto insurance customer in Lewisville might save by following our recommendations.

Based on our extensive insurance data, we know the average Lewisville driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $326 per year by choosing the right vehicle insurance company. Some Lewisville residents are paying out over $1,649 extra every year for auto insurance in Lewisville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Lewisville Car Insurance vs. Arkansas

People living in Lewisville pay an average of 1.99% less than the typical driver in the state. The average driver in Lewisville can expect to pay about $893 per year, or $1,649 for full coverage.

Based on our analysis, Travelers will be the cheapest provider in Lewisville for most people.

Car Insurance Prices by Lewisville Neighborhood

Lewisville, AR map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Lewisville?

The map shows insurance prices in and around Lewisville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $59 per year within the city boundaries, with insurance premiums ranging from a high of $1,663 to a low of $1,604. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Lewisville.

Pick the Best Car Insurance Company for You in Lewisville

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Lewisville insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Lewisville

For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $326 over the average Lewisville car insurance company.

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We use the average good driver, paying $110 per month, as our baseline for pricing in Lewisville. State Farm, Travelers, and Safeco Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Lewisville drivers with accidents on their records

In Lewisville getting into an accident will raise premiums an average 37% for a yearly cost of $2,600. That's $951 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, Travelers, Gainsco, and Safeco Insurance are good choices for drivers with accidents.

In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $578 over the competition.

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The best car insurance company for Lewisville drivers with speeding tickets

>Geico gave the average person with a speeding ticket the most savings, averaging $466 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Lewisville, tickets raise premiums on new quotes about $527. If you have a speeding ticket, we recommend Geico, Gainsco, and Farm Bureau for savings that beat the average insurance cost of $2,177 per year.

The best auto insurance for Lewisville drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,749 per year in auto insurance premiums, which was $1,100 more than a driver with no major issues. Progressive, Farm Bureau, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from Farm Bureau may cost the average person with a DUI about $716 less each year.

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The least expensive car insurance company for new and young drivers in Lewisville

In Lewisville, Farm Bureau costs young drivers $1,851 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 71% more for insurance than more mature drivers in Lewisville. With an average cost of $5,610 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Travelers, and Farm Bureau try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Lewisville

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $184. State Farm, Geico, and Farm Bureau provided the largest discounts to couples living in Lewisville.

Farm Bureau gave the largest car insurance discounts to married couples, averaging $328 saved each year compared to an average Lewisville couple's premiums.

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The cheapest car insurance in Lewisville for drivers with bad credit

People with poor credit saved an average of $460 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $942 every year. Premiums for people with poor credit were about $2,591 in Lewisville. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Dairyland, and Farm Bureau.

The best Lewisville car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Lewisville, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Shelter Insurance as the best provider in Lewisville.

Nationwide was the best company for customer service in Lewisville according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Lewisville, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Lewisville. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Lewisville

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 27% of Lewisville residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Lewisville driver can expect to pay about $113 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lewisville, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.
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Auto Insurance Prices in and Around Lewisville

What Influences the Cost of Car Insurance in Lewisville?

On average, car insurance in Lewisville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Lewisville is 35 minutes, which is a little more than average for a driver in the state.
  • Arkansas state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Lewisville are lower than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
  • Lewisville is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Lewisville is $74 per month for minimum coverage and $137 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

* Who is the average Lewisville driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Lewisville with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.