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Get Cheap Car Insurance in Hervey, AR
We monitor insurance prices, helping the average driver in Hervey save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in Hervey
The chart below shows the cheapest car insurance company in Hervey for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| Hervey Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $53 |
| Farm Bureau | $55 |
| Geico | $56 |
| Jupiter | $58 |
Savings for Every Kind of Hervey Driver
Based on our extensive insurance data, we know the average Hervey driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $326 per year by choosing the right vehicle insurance company. Some Hervey residents are paying out over $1,647 extra every year for auto insurance in Hervey. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hervey, AR Savings / Yr. |
|---|---|
$326 |
|
$577 |
|
$465 |
|
$715 |
|
$1,849 |
|
$328 |
|
$459 |
Hervey Car Insurance vs. Arkansas
People living in Hervey pay an average of 2.13% less than the typical driver in the state. The average driver in Hervey can expect to pay about $892 per year, or $1,647 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Hervey for most people.
Car Insurance Prices by Hervey Neighborhood
Insurance Prices
Where is insurance cheapest within Hervey?
The map shows insurance prices in and around Hervey, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $87 per year within the city boundaries, with insurance premiums ranging from a high of $1,691 to a low of $1,604. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the East parts of Hervey.Pick the Best Car Insurance Company for You in Hervey
The best car insurance provider for most drivers in Hervey
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $326 over the average Hervey car insurance company.
The best car insurance provider for Hervey drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $577 over the competition.
The best car insurance company for Hervey drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $465 better than other car insurance companies.
The best auto insurance for Hervey drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $715 less each year.
The least expensive car insurance company for new and young drivers in Hervey
In Hervey, Farm Bureau costs young drivers $1,849 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hervey
Farm Bureau gave the largest car insurance discounts to married couples, averaging $328 saved each year compared to an average Hervey couple's premiums.
The cheapest car insurance in Hervey for drivers with bad credit
The best Hervey car insurance company for customer service
Recent price drops
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The cheapest large national provider in Hervey
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Hervey driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hervey, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around Hervey
What Influences the Cost of Car Insurance in Hervey?
On average, car insurance in Hervey is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Hervey is 31 minutes, which is about the national average for a driver in the state.
- Arkansas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hervey are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Hervey is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Hervey is $74 per month for minimum coverage and $137 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Spring Hill: Insurance costs 1.09% less
- Shiloh: Insurance costs 0.61% more
- Patmos: Insurance costs 2.25% less
- Garland: Insurance costs 0.73% more
- Homan: Insurance costs 1.15% more
- Piney Grove: Insurance costs 0.79% more
- Garland City: Insurance costs 0.61% more
- Genoa: Insurance costs 0.36% more
- Lewisville: Insurance costs 0.12% more
- Rocky Mound: Insurance costs 1.03% less
Cities with Similar Populations
- Pidcoke: Insurance costs 2.49% less
- President: Insurance costs 15.54% less
- Prairie Point: Insurance costs 1.82% more
- Pitkin: Insurance costs 11.78% more
- Pine Meadows: Insurance costs 26.72% more
- Pine Hurst Park: Insurance costs 21.01% less
- Pine Flats: Insurance costs 17.55% less
- Pikes Peak: Insurance costs 27.69% less
- Piedra: Insurance costs 10.20% more
- Prichard: Insurance costs 9.35% more