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Get Cheap Car Insurance in Highland Beach, FL
We monitor insurance prices, helping the average driver in Highland Beach save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Highland Beach
The chart below shows the cheapest car insurance company in Highland Beach for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Highland Beach Insurer | Monthly Cost |
|---|---|
| Geico | $145 |
| State Farm | $154 |
| Gainsco | $201 |
| Bristol West | $201 |
Savings for Every Kind of Highland Beach Driver
Based on our extensive insurance data, we know the average Highland Beach driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $890 per year by choosing the right vehicle insurance company. Some Highland Beach residents are paying out over $3,040 extra every year for auto insurance in Highland Beach. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Highland Beach, FL Savings / Yr. |
|---|---|
$890 |
|
$1,306 |
|
$1,005 |
|
$994 |
|
$3,159 |
|
$863 |
|
$1,258 |
Highland Beach Car Insurance vs. Florida
People living in Highland Beach pay an average of 15.08% more than the typical driver in the state. The average driver in Highland Beach can expect to pay about $2,776 per year, or $3,040 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Highland Beach for most people.
Car Insurance Prices by Highland Beach Neighborhood
Insurance Prices
Where is insurance cheapest within Highland Beach?
The map shows insurance prices in and around Highland Beach, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $168 per year within the city boundaries, with insurance premiums ranging from a high of $3,138 to a low of $2,970. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the South parts of Highland Beach.Pick the Best Car Insurance Company for You in Highland Beach
The best car insurance provider for most drivers in Highland Beach
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $890 over the average Highland Beach car insurance company.
The best car insurance provider for Highland Beach drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,306 over the competition.
The best car insurance company for Highland Beach drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,005 better than other car insurance companies.
The best auto insurance for Highland Beach drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $994 less each year.
The least expensive car insurance company for new and young drivers in Highland Beach
In Highland Beach, Geico costs young drivers $3,159 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Highland Beach
Geico gave the largest car insurance discounts to married couples, averaging $863 saved each year compared to an average Highland Beach couple's premiums.
The cheapest car insurance in Highland Beach for drivers with bad credit
The best Highland Beach car insurance company for customer service
Allstate was the best company for customer service in Highland Beach according to the NAIC.
Recent price drops
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The cheapest large national provider in Highland Beach
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Highland Beach driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Highland Beach, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Highland Beach
What Influences the Cost of Car Insurance in Highland Beach?
On average, car insurance in Highland Beach is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Highland Beach is 36 minutes, which is about the national average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Highland Beach are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Highland Beach is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Highland Beach is $231 per month for minimum coverage and $253 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Delray Beach: Insurance costs 0.79% less
- Gulf Stream: Insurance costs 1.94% more
- Boca Raton: Insurance costs 2.76% less
- Golf: Insurance costs 0.39% more
- Briny Breezes: Insurance costs 0.79% less
- Ocean Ridge: Insurance costs 0.76% less
- Deerfield Beach: Insurance costs 2.63% more
- Boynton Beach: Insurance costs 0.63% more
- Hillsboro Pines: Insurance costs 0.23% less
- Hypoluxo: Insurance costs 5.79% more
Cities with Similar Populations
- Bonners Ferry: Insurance costs 61.84% less
- Nashville: Insurance costs 52.53% less
- Maple Lake: Insurance costs 45.76% less
- Lovelock: Insurance costs 33.13% less
- Livingston: Insurance costs 46.74% less
- Gervais: Insurance costs 48.22% less
- Mount Olive: Insurance costs 43.85% less
- Yellville: Insurance costs 45.49% less
- Welch: Insurance costs 47.47% less
- Tishomingo: Insurance costs 42.83% less