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Get Cheap Car Insurance in Hillebrandt, TX

We monitor insurance prices, helping the average driver in Hillebrandt save up to 34.2% on car insurance.

 

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The Cheapest Minimum Coverage in Hillebrandt

The chart below shows the cheapest car insurance company in Hillebrandt for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.

 
Hillebrandt Insurer Monthly Cost
Clearcover $44
Mile Auto $58
Progressive $59
State Farm $64

Savings for Every Kind of Hillebrandt Driver

The table shows how much the average auto insurance customer in Hillebrandt might save by following our recommendations.

Based on our extensive insurance data, we know the average Hillebrandt driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $351 per year by choosing the right vehicle insurance company. Some Hillebrandt residents are paying out over $1,706 extra every year for auto insurance in Hillebrandt. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Hillebrandt Car Insurance vs. Texas

People living in Hillebrandt pay an average of 12.70% less than the typical driver in the state. The average driver in Hillebrandt can expect to pay about $1,016 per year, or $1,706 for full coverage.

Based on our analysis, State Farm will be the cheapest provider in Hillebrandt for most people.

Car Insurance Prices by Hillebrandt Neighborhood

Hillebrandt, TX map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Hillebrandt?

The map shows insurance prices in and around Hillebrandt, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $126 per year within the city boundaries, with insurance premiums ranging from a high of $1,730 to a low of $1,604. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Hillebrandt.

Pick the Best Car Insurance Company for You in Hillebrandt

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Hillebrandt insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Hillebrandt

For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $351 over the average Hillebrandt car insurance company.

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We use the average good driver, paying $113 per month, as our baseline for pricing in Hillebrandt. State Farm, Progressive, and Mile Auto are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Hillebrandt drivers with accidents on their records

In Hillebrandt getting into an accident will raise premiums an average 32% for a yearly cost of $2,516. That's $810 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Mile Auto, and Farmers Insurance are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $803 over the competition.

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The best car insurance company for Hillebrandt drivers with speeding tickets

>Mile Auto gave the average person with a speeding ticket the most savings, averaging $708 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Hillebrandt, tickets raise premiums on new quotes about $600. If you have a speeding ticket, we recommend State Farm, Mile Auto, and Clearcover for savings that beat the average insurance cost of $2,306 per year.

The best auto insurance for Hillebrandt drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,374 per year in auto insurance premiums, which was $668 more than a driver with no major issues. Mile Auto, Kemper, and Farmers Insurance penalized their customers the least for a DUI.

Getting a quote from Mile Auto may cost the average person with a DUI about $811 less each year.

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The least expensive car insurance company for new and young drivers in Hillebrandt

In Hillebrandt, State Farm costs young drivers $1,234 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 64% more for insurance than more mature drivers in Hillebrandt. With an average cost of $4,728 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Chubb try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Hillebrandt

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $58. State Farm, Geico, and Chubb provided the largest discounts to couples living in Hillebrandt.

State Farm gave the largest car insurance discounts to married couples, averaging $466 saved each year compared to an average Hillebrandt couple's premiums.

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The cheapest car insurance in Hillebrandt for drivers with bad credit

People with poor credit saved an average of $510 with Farmers Insurance.

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Many people are surprised that their poor credit score can cost them an average of $689 every year. Premiums for people with poor credit were about $2,395 in Hillebrandt. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from State Farm, Farmers Insurance, and Clearcover.

The best Hillebrandt car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Hillebrandt, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Farm Bureau as the best provider in Hillebrandt.

Nationwide was the best company for customer service in Hillebrandt according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Hillebrandt, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Hillebrandt. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Hillebrandt

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 15% of Hillebrandt residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Hillebrandt driver can expect to pay about $129 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hillebrandt, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.
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Auto Insurance Prices in and Around Hillebrandt

What Influences the Cost of Car Insurance in Hillebrandt?

On average, car insurance in Hillebrandt is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Hillebrandt is 32 minutes, which is about the national average for a driver in the state.
  • Texas state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Hillebrandt are lower than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
  • Hillebrandt has an average population density in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Hillebrandt is $85 per month for minimum coverage and $142 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

  • Davis: Insurance costs 13.89% less
  • Walker: Insurance costs 11.31% less
  • Versailles: Insurance costs 33.88% more
  • Varna: Insurance costs 17.23% less
  • Vanlue: Insurance costs 38.98% less
  • East Bethany: Insurance costs 20.87% more
  • Duelm: Insurance costs 4.87% less
  • Downs: Insurance costs 8.91% less
  • Dorris: Insurance costs 2.52% more
  • Walkerton: Insurance costs 27.61% less
* Who is the average Hillebrandt driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Hillebrandt with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.