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Get Cheap Car Insurance in Port Arthur, TX
We monitor insurance prices, helping the average driver in Port Arthur save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Port Arthur
The chart below shows the cheapest car insurance company in Port Arthur for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Port Arthur Insurer | Monthly Cost |
|---|---|
| Clearcover | $49 |
| Mile Auto | $64 |
| Progressive | $66 |
| State Farm | $71 |
Savings for Every Kind of Port Arthur Driver
Based on our extensive insurance data, we know the average Port Arthur driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $391 per year by choosing the right vehicle insurance company. Some Port Arthur residents are paying out over $1,902 extra every year for auto insurance in Port Arthur. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Port Arthur, TX Savings / Yr. |
|---|---|
$391 |
|
$895 |
|
$789 |
|
$904 |
|
$1,376 |
|
$520 |
|
$568 |
Port Arthur Car Insurance vs. Texas
People living in Port Arthur pay an average of 2.67% less than the typical driver in the state. The average driver in Port Arthur can expect to pay about $1,133 per year, or $1,902 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Port Arthur for most people.
Car Insurance Prices by Port Arthur Neighborhood
Insurance Prices
Where is insurance cheapest within Port Arthur?
The map shows insurance prices in and around Port Arthur, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $671 per year within the city boundaries, with insurance premiums ranging from a high of $2,275 to a low of $1,604. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the West parts of Port Arthur.Pick the Best Car Insurance Company for You in Port Arthur
The best car insurance provider for most drivers in Port Arthur
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $391 over the average Port Arthur car insurance company.
The best car insurance provider for Port Arthur drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $895 over the competition.
The best car insurance company for Port Arthur drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $789 better than other car insurance companies.
The best auto insurance for Port Arthur drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $904 less each year.
The least expensive car insurance company for new and young drivers in Port Arthur
In Port Arthur, State Farm costs young drivers $1,376 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Port Arthur
State Farm gave the largest car insurance discounts to married couples, averaging $520 saved each year compared to an average Port Arthur couple's premiums.
The cheapest car insurance in Port Arthur for drivers with bad credit
The best Port Arthur car insurance company for customer service
Nationwide was the best company for customer service in Port Arthur according to the NAIC.
Recent price drops
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The cheapest large national provider in Port Arthur
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Port Arthur driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Port Arthur, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Port Arthur
What Influences the Cost of Car Insurance in Port Arthur?
On average, car insurance in Port Arthur is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Port Arthur is 30 minutes, which is a little less than average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Port Arthur are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Port Arthur is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Port Arthur is $94 per month for minimum coverage and $158 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Griffing Park: Insurance costs 4.94% more
- Groves: Insurance costs 10.30% less
- Port Acres: Insurance costs 7.31% less
- Port Neches: Insurance costs 14.09% less
- Nederland: Insurance costs 13.14% less
- Central Gardens: Insurance costs 13.46% less
- Beauxart Gardens: Insurance costs 7.52% less
- Bridge City: Insurance costs 9.36% less
- Hillebrandt: Insurance costs 10.30% less
- Taylor Landing: Insurance costs 15.67% less
Cities with Similar Populations
- Brookline: Insurance costs 4.84% less
- Collierville: Insurance costs 24.08% less
- Enid: Insurance costs 11.72% less
- Texarkana: Insurance costs 9.31% less
- Liverpool: Insurance costs 15.51% more
- Apache Junction: Insurance costs 4.15% less
- Minnetonka: Insurance costs 13.30% less
- Monroe: Insurance costs 50.95% more
- New Iberia: Insurance costs 66.30% more
- Peabody: Insurance costs 10.78% less