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Get Cheap Car Insurance in Port Acres, TX
We monitor insurance prices, helping the average driver in Port Acres save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Port Acres
The chart below shows the cheapest car insurance company in Port Acres for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Port Acres Insurer | Monthly Cost |
|---|---|
| Clearcover | $46 |
| Mile Auto | $60 |
| Progressive | $61 |
| State Farm | $66 |
Savings for Every Kind of Port Acres Driver
Based on our extensive insurance data, we know the average Port Acres driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $363 per year by choosing the right vehicle insurance company. Some Port Acres residents are paying out over $1,763 extra every year for auto insurance in Port Acres. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Port Acres, TX Savings / Yr. |
|---|---|
$363 |
|
$830 |
|
$732 |
|
$838 |
|
$1,276 |
|
$482 |
|
$527 |
Port Acres Car Insurance vs. Texas
People living in Port Acres pay an average of 9.77% less than the typical driver in the state. The average driver in Port Acres can expect to pay about $1,050 per year, or $1,763 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Port Acres for most people.
Car Insurance Prices by Port Acres Neighborhood
Insurance Prices
Where is insurance cheapest within Port Acres?
The map shows insurance prices in and around Port Acres, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $245 per year within the city boundaries, with insurance premiums ranging from a high of $1,856 to a low of $1,611. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the North parts of Port Acres.Pick the Best Car Insurance Company for You in Port Acres
The best car insurance provider for most drivers in Port Acres
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $363 over the average Port Acres car insurance company.
The best car insurance provider for Port Acres drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $830 over the competition.
The best car insurance company for Port Acres drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $732 better than other car insurance companies.
The best auto insurance for Port Acres drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $838 less each year.
The least expensive car insurance company for new and young drivers in Port Acres
In Port Acres, State Farm costs young drivers $1,276 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Port Acres
State Farm gave the largest car insurance discounts to married couples, averaging $482 saved each year compared to an average Port Acres couple's premiums.
The cheapest car insurance in Port Acres for drivers with bad credit
The best Port Acres car insurance company for customer service
Nationwide was the best company for customer service in Port Acres according to the NAIC.
Recent price drops
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The cheapest large national provider in Port Acres
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Port Acres driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Port Acres, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Port Acres
What Influences the Cost of Car Insurance in Port Acres?
On average, car insurance in Port Acres is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Port Acres is 29 minutes, which is a little less than average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Port Acres are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Port Acres is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Port Acres is $88 per month for minimum coverage and $147 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Nederland: Insurance costs 6.30% less
- Port Arthur: Insurance costs 7.88% more
- Griffing Park: Insurance costs 13.22% more
- Central Gardens: Insurance costs 6.64% less
- Beauxart Gardens: Insurance costs 0.23% less
- Port Neches: Insurance costs 7.32% less
- Groves: Insurance costs 3.23% less
- Hillebrandt: Insurance costs 3.23% less
- Taylor Landing: Insurance costs 9.02% less
- Rose City: Insurance costs 8.91% less
Cities with Similar Populations
- Garnersville: Insurance costs 5.90% less
- Whiteville: Insurance costs 38.29% less
- Wickliffe: Insurance costs 31.82% less
- Wilders: Insurance costs 32.61% less
- Willow: Insurance costs 5.96% less
- Gordon: Insurance costs 60.07% more
- Goodrich: Insurance costs 11.17% less
- Gladden: Insurance costs 1.76% less
- Glacier: Insurance costs 22.63% less
- Gipsy: Insurance costs 20.25% less