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Get Cheap Car Insurance in Groves, TX
We monitor insurance prices, helping the average driver in Groves save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Groves
The chart below shows the cheapest car insurance company in Groves for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Groves Insurer | Monthly Cost |
|---|---|
| Clearcover | $44 |
| Mile Auto | $58 |
| Progressive | $59 |
| State Farm | $64 |
Savings for Every Kind of Groves Driver
Based on our extensive insurance data, we know the average Groves driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $351 per year by choosing the right vehicle insurance company. Some Groves residents are paying out over $1,706 extra every year for auto insurance in Groves. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Groves, TX Savings / Yr. |
|---|---|
$351 |
|
$803 |
|
$708 |
|
$811 |
|
$1,234 |
|
$466 |
|
$510 |
Groves Car Insurance vs. Texas
People living in Groves pay an average of 12.71% less than the typical driver in the state. The average driver in Groves can expect to pay about $1,016 per year, or $1,706 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Groves for most people.
Car Insurance Prices by Groves Neighborhood
Insurance Prices
Where is insurance cheapest within Groves?
The map shows insurance prices in and around Groves, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $388 per year within the city boundaries, with insurance premiums ranging from a high of $1,996 to a low of $1,608. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the West parts of Groves.Pick the Best Car Insurance Company for You in Groves
The best car insurance provider for most drivers in Groves
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $351 over the average Groves car insurance company.
The best car insurance provider for Groves drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $803 over the competition.
The best car insurance company for Groves drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $708 better than other car insurance companies.
The best auto insurance for Groves drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $811 less each year.
The least expensive car insurance company for new and young drivers in Groves
In Groves, State Farm costs young drivers $1,234 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Groves
State Farm gave the largest car insurance discounts to married couples, averaging $466 saved each year compared to an average Groves couple's premiums.
The cheapest car insurance in Groves for drivers with bad credit
The best Groves car insurance company for customer service
Recent price drops
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The cheapest large national provider in Groves
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Groves driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Groves, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Groves
What Influences the Cost of Car Insurance in Groves?
On average, car insurance in Groves is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Groves is 24 minutes, which is far less than average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Groves are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Groves is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Groves is $85 per month for minimum coverage and $142 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Griffing Park: Insurance costs 17.00% more
- Port Arthur: Insurance costs 11.49% more
- Port Neches: Insurance costs 4.22% less
- Nederland: Insurance costs 3.17% less
- Port Acres: Insurance costs 3.34% more
- Central Gardens: Insurance costs 3.52% less
- Bridge City: Insurance costs 1.06% more
- Beauxart Gardens: Insurance costs 3.11% more
- Orangefield: Insurance costs 1.17% less
- Hillebrandt: Insurance costs the same
Cities with Similar Populations
- Nevada City: Insurance costs 6.51% more
- Northfield: Insurance costs 35.05% less
- Northampton: Insurance costs 19.46% less
- North Massapequa: Insurance costs 53.87% more
- North Bellmore: Insurance costs 57.74% more
- Nolensville: Insurance costs 18.58% less
- Newton: Insurance costs 8.68% less
- Newport: Insurance costs 30.89% less
- Newburyport: Insurance costs 5.63% less
- Newberry: Insurance costs 3.28% less