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Get Cheap Car Insurance in Nevada City, CA
We monitor insurance prices, helping the average driver in Nevada City save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Nevada City
The chart below shows the cheapest car insurance company in Nevada City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Nevada City Insurer | Monthly Cost |
|---|---|
| Metromile | $46 |
| Geico | $52 |
| Progressive | $55 |
| Travelers | $57 |
Savings for Every Kind of Nevada City Driver
Based on our extensive insurance data, we know the average Nevada City driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $581 per year by choosing the right vehicle insurance company. Some Nevada City residents are paying out over $1,817 extra every year for auto insurance in Nevada City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Nevada City, CA Savings / Yr. |
|---|---|
$581 |
|
$1,064 |
|
$842 |
|
$1,479 |
|
$759 |
|
$329 |
|
$0 |
Nevada City Car Insurance vs. California
People living in Nevada City pay an average of 9.49% less than the typical driver in the state. The average driver in Nevada City can expect to pay about $851 per year, or $1,817 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Nevada City for most people.
Car Insurance Prices by Nevada City Neighborhood
Insurance Prices
Where is insurance cheapest within Nevada City?
The map shows insurance prices in and around Nevada City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $190 per year within the city boundaries, with insurance premiums ranging from a high of $1,937 to a low of $1,747. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of Nevada City.Pick the Best Car Insurance Company for You in Nevada City
The best car insurance provider for most drivers in Nevada City
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $581 over the average Nevada City car insurance company.
The best car insurance provider for Nevada City drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,064 over the competition.
The best car insurance company for Nevada City drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $842 better than other car insurance companies.
The best auto insurance for Nevada City drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,479 less each year.
The least expensive car insurance company for new and young drivers in Nevada City
In Nevada City, State Farm costs young drivers $759 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Nevada City
Progressive gave the largest car insurance discounts to married couples, averaging $329 saved each year compared to an average Nevada City couple's premiums.
The cheapest car insurance in Nevada City for drivers with bad credit
The best Nevada City car insurance company for customer service
Nationwide was the best company for customer service in Nevada City according to the NAIC.
Recent price drops
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The cheapest large national provider in Nevada City
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Nevada City driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Nevada City, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Nevada City
What Influences the Cost of Car Insurance in Nevada City?
On average, car insurance in Nevada City is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Nevada City is 28 minutes, which is a little less than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Nevada City are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Nevada City is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Nevada City is $71 per month for minimum coverage and $151 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- North Columbia: Insurance costs 0.28% more
- Grass Valley: Insurance costs 1.82% more
- Sweetland: Insurance costs 1.43% less
- Rough And Ready: Insurance costs 0.83% less
- North San Juan: Insurance costs 0.55% more
- North Bloomfield: Insurance costs 0.61% more
- Alta Sierra: Insurance costs 0.94% more
- Penn Valley: Insurance costs 3.63% more
- Dutch Flat: Insurance costs 3.91% more
- Gold Run: Insurance costs 4.73% more
Cities with Similar Populations
- Indian Land: Insurance costs 10.62% less
- Groves: Insurance costs 6.11% less
- Harrison: Insurance costs 33.02% more
- Haughton: Insurance costs 52.50% more
- Havelock: Insurance costs 33.19% less
- Hilton: Insurance costs 20.36% more
- Hockessin: Insurance costs 4.02% more
- Holland: Insurance costs 39.24% less
- Holly Springs: Insurance costs 0.61% more
- Hood River: Insurance costs 18.11% less