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Get Cheap Car Insurance in Penn Valley, CA
We monitor insurance prices, helping the average driver in Penn Valley save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Penn Valley
The chart below shows the cheapest car insurance company in Penn Valley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Penn Valley Insurer | Monthly Cost |
|---|---|
| Metromile | $47 |
| Geico | $53 |
| Progressive | $57 |
| Travelers | $59 |
Savings for Every Kind of Penn Valley Driver
Based on our extensive insurance data, we know the average Penn Valley driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $602 per year by choosing the right vehicle insurance company. Some Penn Valley residents are paying out over $1,883 extra every year for auto insurance in Penn Valley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Penn Valley, CA Savings / Yr. |
|---|---|
$602 |
|
$1,103 |
|
$872 |
|
$1,532 |
|
$787 |
|
$341 |
|
$0 |
Penn Valley Car Insurance vs. California
People living in Penn Valley pay an average of 6.24% less than the typical driver in the state. The average driver in Penn Valley can expect to pay about $881 per year, or $1,883 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Penn Valley for most people.
Car Insurance Prices by Penn Valley Neighborhood
Insurance Prices
Where is insurance cheapest within Penn Valley?
The map shows insurance prices in and around Penn Valley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $150 per year within the city boundaries, with insurance premiums ranging from a high of $1,928 to a low of $1,778. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the East parts of Penn Valley.Pick the Best Car Insurance Company for You in Penn Valley
The best car insurance provider for most drivers in Penn Valley
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $602 over the average Penn Valley car insurance company.
The best car insurance provider for Penn Valley drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,103 over the competition.
The best car insurance company for Penn Valley drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $872 better than other car insurance companies.
The best auto insurance for Penn Valley drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,532 less each year.
The least expensive car insurance company for new and young drivers in Penn Valley
In Penn Valley, State Farm costs young drivers $787 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Penn Valley
Progressive gave the largest car insurance discounts to married couples, averaging $341 saved each year compared to an average Penn Valley couple's premiums.
The cheapest car insurance in Penn Valley for drivers with bad credit
The best Penn Valley car insurance company for customer service
Nationwide was the best company for customer service in Penn Valley according to the NAIC.
Recent price drops
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The cheapest large national provider in Penn Valley
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Penn Valley driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Penn Valley, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Penn Valley
What Influences the Cost of Car Insurance in Penn Valley?
On average, car insurance in Penn Valley is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Penn Valley is 36 minutes, which is about the national average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Penn Valley are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Penn Valley has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Penn Valley is $73 per month for minimum coverage and $157 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rough And Ready: Insurance costs 4.30% less
- Smartville: Insurance costs 0.32% more
- Grass Valley: Insurance costs 1.75% less
- Sweetland: Insurance costs 4.89% less
- Oregon House: Insurance costs the same
- Browns Valley: Insurance costs 0.48% less
- Alta Sierra: Insurance costs 2.60% less
- Dobbins: Insurance costs 0.58% more
- Nevada City: Insurance costs 3.51% less
- Beale Afb: Insurance costs 3.40% more
Cities with Similar Populations
- Hamburg: Insurance costs 29.58% less
- Hebron: Insurance costs 2.76% less
- Hebron: Insurance costs 36.54% less
- Heber Springs: Insurance costs 12.75% less
- Heath: Insurance costs 10.09% less
- Hawthorn Woods: Insurance costs 18.06% less
- Havana: Insurance costs 32.08% more
- Hastings-on-Hudson: Insurance costs 39.19% more
- Hartsville: Insurance costs 27.30% less
- Harrison: Insurance costs 51.83% more