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Get Cheap Car Insurance in Humphreys, LA
We monitor insurance prices, helping the average driver in Humphreys save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Humphreys
The chart below shows the cheapest car insurance company in Humphreys for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Humphreys Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $105 |
| State Farm | $124 |
| Safeco Insurance | $125 |
| Clearcover | $138 |
Savings for Every Kind of Humphreys Driver
Based on our extensive insurance data, we know the average Humphreys driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $805 per year by choosing the right vehicle insurance company. Some Humphreys residents are paying out over $2,894 extra every year for auto insurance in Humphreys. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Humphreys, LA Savings / Yr. |
|---|---|
$805 |
|
$1,412 |
|
$1,005 |
|
$1,516 |
|
$2,404 |
|
$746 |
|
$1,283 |
Humphreys Car Insurance vs. Louisiana
People living in Humphreys pay an average of 3.94% less than the typical driver in the state. The average driver in Humphreys can expect to pay about $1,831 per year, or $2,894 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Humphreys for most people.
Car Insurance Prices by Humphreys Neighborhood
Insurance Prices
Where is insurance cheapest within Humphreys?
The map shows insurance prices in and around Humphreys, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,894 to a low of $2,894. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northeast parts of Humphreys.Pick the Best Car Insurance Company for You in Humphreys
The best car insurance provider for most drivers in Humphreys
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $805 over the average Humphreys car insurance company.
The best car insurance provider for Humphreys drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,412 over the competition.
The best car insurance company for Humphreys drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,005 better than other car insurance companies.
The best auto insurance for Humphreys drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,516 less each year.
The least expensive car insurance company for new and young drivers in Humphreys
In Humphreys, Farm Bureau costs young drivers $2,404 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Humphreys
Farm Bureau gave the largest car insurance discounts to married couples, averaging $746 saved each year compared to an average Humphreys couple's premiums.
The cheapest car insurance in Humphreys for drivers with bad credit
The best Humphreys car insurance company for customer service
Recent price drops
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The cheapest large national provider in Humphreys
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Humphreys driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Humphreys, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Humphreys
What Influences the Cost of Car Insurance in Humphreys?
On average, car insurance in Humphreys is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Humphreys are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Humphreys is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Humphreys is $153 per month for minimum coverage and $241 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Oak Forest: Insurance costs the same
- Donner: Insurance costs 0.35% less
- Gibson: Insurance costs 0.07% less
- Crescent: Insurance costs 2.56% more
- Chula: Insurance costs 3.28% more
- Schriever: Insurance costs 3.94% more
- Leighton: Insurance costs 1.83% more
- Amelia: Insurance costs 3.11% more
- Gray: Insurance costs 4.22% more
- Bayou Cane: Insurance costs 2.04% more
Cities with Similar Populations
- State Line: Insurance costs 61.61% less
- Goetzville: Insurance costs 6.43% less
- Goodman: Insurance costs 51.17% less
- Goodville: Insurance costs 54.11% less
- Goose Lake: Insurance costs 58.02% less
- Grand Bluff: Insurance costs 42.85% less
- Speedwell: Insurance costs 60.26% less
- Springville: Insurance costs 58.74% less
- St. David: Insurance costs 50.55% less
- St. Marys: Insurance costs 60.61% less