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Get Cheap Car Insurance in La Selva Beach, CA
We monitor insurance prices, helping the average driver in La Selva Beach save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in La Selva Beach
The chart below shows the cheapest car insurance company in La Selva Beach for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| La Selva Beach Insurer | Monthly Cost |
|---|---|
| Metromile | $48 |
| Geico | $54 |
| Progressive | $57 |
| Travelers | $59 |
Savings for Every Kind of La Selva Beach Driver
Based on our extensive insurance data, we know the average La Selva Beach driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $605 per year by choosing the right vehicle insurance company. Some La Selva Beach residents are paying out over $1,893 extra every year for auto insurance in La Selva Beach. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
La Selva Beach, CA Savings / Yr. |
|---|---|
$605 |
|
$1,109 |
|
$877 |
|
$1,540 |
|
$791 |
|
$343 |
|
$0 |
La Selva Beach Car Insurance vs. California
People living in La Selva Beach pay an average of 5.73% less than the typical driver in the state. The average driver in La Selva Beach can expect to pay about $886 per year, or $1,893 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in La Selva Beach for most people.
Car Insurance Prices by La Selva Beach Neighborhood
Insurance Prices
Where is insurance cheapest within La Selva Beach?
The map shows insurance prices in and around La Selva Beach, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $43 per year within the city boundaries, with insurance premiums ranging from a high of $1,928 to a low of $1,885. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of La Selva Beach.Pick the Best Car Insurance Company for You in La Selva Beach
The best car insurance provider for most drivers in La Selva Beach
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $605 over the average La Selva Beach car insurance company.
The best car insurance provider for La Selva Beach drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,109 over the competition.
The best car insurance company for La Selva Beach drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $877 better than other car insurance companies.
The best auto insurance for La Selva Beach drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,540 less each year.
The least expensive car insurance company for new and young drivers in La Selva Beach
In La Selva Beach, State Farm costs young drivers $791 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in La Selva Beach
Progressive gave the largest car insurance discounts to married couples, averaging $343 saved each year compared to an average La Selva Beach couple's premiums.
The cheapest car insurance in La Selva Beach for drivers with bad credit
The best La Selva Beach car insurance company for customer service
Nationwide was the best company for customer service in La Selva Beach according to the NAIC.
Recent price drops
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The cheapest large national provider in La Selva Beach
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average La Selva Beach driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In La Selva Beach, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around La Selva Beach
What Influences the Cost of Car Insurance in La Selva Beach?
On average, car insurance in La Selva Beach is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in La Selva Beach is 37 minutes, which is about the national average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in La Selva Beach are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- La Selva Beach is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in La Selva Beach is $74 per month for minimum coverage and $158 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rio del Mar: Insurance costs 1.74% more
- Freedom: Insurance costs 10.88% more
- Corralitos: Insurance costs 1.48% more
- Watsonville: Insurance costs 8.72% more
- Aptos: Insurance costs 0.74% more
- Pajaro: Insurance costs 1.48% more
- Capitola: Insurance costs 0.58% more
- Soquel: Insurance costs 0.16% less
- Moss Landing: Insurance costs 1.32% more
- Santa Cruz: Insurance costs 2.96% more
Cities with Similar Populations
- Sniders Crossroads: Insurance costs 9.03% less
- Henrietta: Insurance costs 35.08% less
- Hickory Withe: Insurance costs 23.93% less
- Highgate Springs: Insurance costs 38.30% less
- Highland Hills: Insurance costs 30.01% less
- Hinchman: Insurance costs 44.16% more
- Hooker: Insurance costs 6.60% less
- Industry: Insurance costs 25.78% less
- Irvine: Insurance costs 28.68% less
- Irwin: Insurance costs 35.24% less