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Get Cheap Car Insurance in Moss Landing, CA
We monitor insurance prices, helping the average driver in Moss Landing save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Moss Landing
The chart below shows the cheapest car insurance company in Moss Landing for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Moss Landing Insurer | Monthly Cost |
|---|---|
| Metromile | $48 |
| Geico | $54 |
| Progressive | $58 |
| Travelers | $60 |
Savings for Every Kind of Moss Landing Driver
Based on our extensive insurance data, we know the average Moss Landing driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $613 per year by choosing the right vehicle insurance company. Some Moss Landing residents are paying out over $1,918 extra every year for auto insurance in Moss Landing. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Moss Landing, CA Savings / Yr. |
|---|---|
$613 |
|
$1,123 |
|
$888 |
|
$1,561 |
|
$801 |
|
$348 |
|
$0 |
Moss Landing Car Insurance vs. California
People living in Moss Landing pay an average of 4.47% less than the typical driver in the state. The average driver in Moss Landing can expect to pay about $898 per year, or $1,918 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Moss Landing for most people.
Car Insurance Prices by Moss Landing Neighborhood
Insurance Prices
Where is insurance cheapest within Moss Landing?
The map shows insurance prices in and around Moss Landing, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $134 per year within the city boundaries, with insurance premiums ranging from a high of $1,948 to a low of $1,814. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of Moss Landing.Pick the Best Car Insurance Company for You in Moss Landing
The best car insurance provider for most drivers in Moss Landing
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $613 over the average Moss Landing car insurance company.
The best car insurance provider for Moss Landing drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,123 over the competition.
The best car insurance company for Moss Landing drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $888 better than other car insurance companies.
The best auto insurance for Moss Landing drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,561 less each year.
The least expensive car insurance company for new and young drivers in Moss Landing
In Moss Landing, State Farm costs young drivers $801 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Moss Landing
Progressive gave the largest car insurance discounts to married couples, averaging $348 saved each year compared to an average Moss Landing couple's premiums.
The cheapest car insurance in Moss Landing for drivers with bad credit
The best Moss Landing car insurance company for customer service
Nationwide was the best company for customer service in Moss Landing according to the NAIC.
Recent price drops
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The cheapest large national provider in Moss Landing
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Moss Landing driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Moss Landing, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Moss Landing
What Influences the Cost of Car Insurance in Moss Landing?
On average, car insurance in Moss Landing is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Moss Landing is 37 minutes, which is about the national average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Moss Landing are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Moss Landing is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Moss Landing is $75 per month for minimum coverage and $160 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Elkhorn: Insurance costs 0.36% less
- Castroville: Insurance costs 9.23% more
- Prunedale: Insurance costs 1.98% more
- Pajaro: Insurance costs 0.16% more
- Aromas: Insurance costs 0.05% more
- Watsonville: Insurance costs 7.30% more
- Freedom: Insurance costs 9.44% more
- La Selva Beach: Insurance costs 1.30% less
- San Juan Bautista: Insurance costs 1.51% more
- Corralitos: Insurance costs 0.16% more
Cities with Similar Populations
- Paxton: Insurance costs 19.45% less
- Pittsfield: Insurance costs 36.60% less
- Ranlo: Insurance costs 31.39% less
- Ava: Insurance costs 6.57% less
- Cut Bank: Insurance costs 14.08% less
- Bidwell: Insurance costs 40.41% less
- Malvern: Insurance costs 41.81% less
- Cambridge: Insurance costs 43.17% less
- Bicknell: Insurance costs 37.23% less
- Glenwood: Insurance costs 18.72% less