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Get Cheap Car Insurance in Libby, MT
We monitor insurance prices, helping the average driver in Libby save up to 33.6% on car insurance.
The Cheapest Minimum Coverage in Libby
The chart below shows the cheapest car insurance company in Libby for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Progressive, and Midvale Home & Auto.
| Libby Insurer | Monthly Cost |
|---|---|
| State Farm | $43 |
| Travelers | $47 |
| Progressive | $49 |
| Midvale Home & Auto | $53 |
Savings for Every Kind of Libby Driver
Based on our extensive insurance data, we know the average Libby driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, and age. The average driver will find themselves saving $404 per year by choosing the right vehicle insurance company. Some Libby residents are paying out over $1,616 extra every year for auto insurance in Libby. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Libby, MT Savings / Yr. |
|---|---|
$404 |
|
$720 |
|
$575 |
|
$843 |
|
$1,835 |
|
$0 |
|
$710 |
Libby Car Insurance vs. Montana
People living in Libby pay an average of 0.27% less than the typical driver in the state. The average driver in Libby can expect to pay about $769 per year, or $1,616 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Libby for most people.
Car Insurance Prices by Libby Neighborhood
Insurance Prices
Where is insurance cheapest within Libby?
The map shows insurance prices in and around Libby, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $95 per year within the city boundaries, with insurance premiums ranging from a high of $1,658 to a low of $1,563. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of Libby.Pick the Best Car Insurance Company for You in Libby
The best car insurance provider for most drivers in Libby
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $404 over the average Libby car insurance company.
The best car insurance provider for Libby drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $720 over the competition.
The best car insurance company for Libby drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $575 better than other car insurance companies.
The best auto insurance for Libby drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $843 less each year.
The least expensive car insurance company for new and young drivers in Libby
In Libby, State Farm costs young drivers $1,835 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Libby
The cheapest car insurance in Libby for drivers with bad credit
The best Libby car insurance company for customer service
Recent price drops
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The cheapest large national provider in Libby
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Libby driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Libby, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, and drivers with a DUI conviction.Auto Insurance Prices in and Around Libby
What Influences the Cost of Car Insurance in Libby?
On average, car insurance in Libby is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Libby is 20 minutes, which is far less than average for a driver in the state.
- Montana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Libby has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Libby is $64 per month for minimum coverage and $135 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Troy: Insurance costs 2.17% more
- Noxon: Insurance costs 1.42% more
- Heron: Insurance costs 2.29% more
- Larchwood: Insurance costs 0.74% more
- Clark Fork: Insurance costs 27.85% less
- Yaak: Insurance costs 3.65% more
- Hope: Insurance costs 27.78% less
- East Hope: Insurance costs 27.78% less
- Trego: Insurance costs 2.85% more
- Trestle Creek: Insurance costs 27.78% less
Cities with Similar Populations
- Sioux Center: Insurance costs 26.24% less
- Jordan: Insurance costs 0.12% less
- Kaplan: Insurance costs 88.61% more
- Katonah: Insurance costs 52.66% more
- Saks: Insurance costs 0.80% more
- Sauk Village: Insurance costs 9.72% more
- Seneca Falls: Insurance costs 28.84% more
- Shelley: Insurance costs 32.55% less
- Sheridan: Insurance costs 3.84% more
- Silver Springs Shores: Insurance costs 67.14% more