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Get Cheap Car Insurance in Livermore, CO
We monitor insurance prices, helping the average driver in Livermore save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Livermore
The chart below shows the cheapest car insurance company in Livermore for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Livermore Insurer | Monthly Cost |
|---|---|
| State Farm | $62 |
| Bristol West | $73 |
| Safeco Insurance | $75 |
| Geico | $77 |
Savings for Every Kind of Livermore Driver
Based on our extensive insurance data, we know the average Livermore driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $390 per year by choosing the right vehicle insurance company. Some Livermore residents are paying out over $1,821 extra every year for auto insurance in Livermore. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Livermore, CO Savings / Yr. |
|---|---|
$390 |
|
$696 |
|
$560 |
|
$598 |
|
$1,771 |
|
$469 |
|
$687 |
Livermore Car Insurance vs. Colorado
People living in Livermore pay an average of 3.67% less than the typical driver in the state. The average driver in Livermore can expect to pay about $1,063 per year, or $1,821 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Livermore for most people.
Car Insurance Prices by Livermore Neighborhood
Insurance Prices
Where is insurance cheapest within Livermore?
The map shows insurance prices in and around Livermore, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $158 per year within the city boundaries, with insurance premiums ranging from a high of $1,956 to a low of $1,798. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the South parts of Livermore.Pick the Best Car Insurance Company for You in Livermore
The best car insurance provider for most drivers in Livermore
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $390 over the average Livermore car insurance company.
The best car insurance provider for Livermore drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $696 over the competition.
The best car insurance company for Livermore drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $560 better than other car insurance companies.
The best auto insurance for Livermore drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $598 less each year.
The least expensive car insurance company for new and young drivers in Livermore
In Livermore, State Farm costs young drivers $1,771 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Livermore
State Farm gave the largest car insurance discounts to married couples, averaging $469 saved each year compared to an average Livermore couple's premiums.
The cheapest car insurance in Livermore for drivers with bad credit
The best Livermore car insurance company for customer service
Recent price drops
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The cheapest large national provider in Livermore
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Livermore driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Livermore, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Livermore
What Influences the Cost of Car Insurance in Livermore?
On average, car insurance in Livermore is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Livermore are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Livermore is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Livermore is $89 per month for minimum coverage and $152 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Glen Echo: Insurance costs 0.55% less
- Red Feather Lakes: Insurance costs 1.26% more
- Bellvue: Insurance costs 0.77% less
- Virginia Dale: Insurance costs 0.71% more
- Laporte: Insurance costs 0.82% less
- Masonville: Insurance costs 0.60% less
- Harriman: Insurance costs 14.22% less
- Wellington: Insurance costs 2.20% less
- Olympus Heights: Insurance costs 1.15% less
- Rustic: Insurance costs 1.59% more
Cities with Similar Populations
- Toulon: Insurance costs 20.87% less
- Dorchester: Insurance costs 4.89% less
- Dubois: Insurance costs 17.08% less
- Manning: Insurance costs 32.13% less
- Maud: Insurance costs 5.27% less
- McClellandtown: Insurance costs 23.72% less
- Silver City: Insurance costs 7.63% more
- Springridge: Insurance costs 52.11% more
- St. Simons Island: Insurance costs 12.74% less
- Barnesboro: Insurance costs 24.60% less