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Get Cheap Car Insurance in Red Feather Lakes, CO
We monitor insurance prices, helping the average driver in Red Feather Lakes save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Red Feather Lakes
The chart below shows the cheapest car insurance company in Red Feather Lakes for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Red Feather Lakes Insurer | Monthly Cost |
|---|---|
| State Farm | $63 |
| Bristol West | $74 |
| Safeco Insurance | $76 |
| Geico | $78 |
Savings for Every Kind of Red Feather Lakes Driver
Based on our extensive insurance data, we know the average Red Feather Lakes driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $395 per year by choosing the right vehicle insurance company. Some Red Feather Lakes residents are paying out over $1,844 extra every year for auto insurance in Red Feather Lakes. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Red Feather Lakes, CO Savings / Yr. |
|---|---|
$395 |
|
$705 |
|
$567 |
|
$606 |
|
$1,794 |
|
$475 |
|
$696 |
Red Feather Lakes Car Insurance vs. Colorado
People living in Red Feather Lakes pay an average of 2.41% less than the typical driver in the state. The average driver in Red Feather Lakes can expect to pay about $1,077 per year, or $1,844 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Red Feather Lakes for most people.
Car Insurance Prices by Red Feather Lakes Neighborhood
Insurance Prices
Where is insurance cheapest within Red Feather Lakes?
The map shows insurance prices in and around Red Feather Lakes, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $57 per year within the city boundaries, with insurance premiums ranging from a high of $1,855 to a low of $1,798. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of Red Feather Lakes.Pick the Best Car Insurance Company for You in Red Feather Lakes
The best car insurance provider for most drivers in Red Feather Lakes
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $395 over the average Red Feather Lakes car insurance company.
The best car insurance provider for Red Feather Lakes drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $705 over the competition.
The best car insurance company for Red Feather Lakes drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $567 better than other car insurance companies.
The best auto insurance for Red Feather Lakes drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $606 less each year.
The least expensive car insurance company for new and young drivers in Red Feather Lakes
In Red Feather Lakes, State Farm costs young drivers $1,794 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Red Feather Lakes
State Farm gave the largest car insurance discounts to married couples, averaging $475 saved each year compared to an average Red Feather Lakes couple's premiums.
The cheapest car insurance in Red Feather Lakes for drivers with bad credit
The best Red Feather Lakes car insurance company for customer service
Nationwide was the best company for customer service in Red Feather Lakes according to the NAIC.
Recent price drops
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The cheapest large national provider in Red Feather Lakes
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Red Feather Lakes driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Red Feather Lakes, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Red Feather Lakes
What Influences the Cost of Car Insurance in Red Feather Lakes?
On average, car insurance in Red Feather Lakes is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Red Feather Lakes are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Red Feather Lakes is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Red Feather Lakes is $90 per month for minimum coverage and $154 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Glen Echo: Insurance costs 1.79% less
- Livermore: Insurance costs 1.25% less
- Rustic: Insurance costs 0.33% more
- Virginia Dale: Insurance costs 0.54% less
- Tie Siding: Insurance costs 16.00% less
- Bellvue: Insurance costs 2.01% less
- Masonville: Insurance costs 1.84% less
- Harriman: Insurance costs 15.29% less
- Glen Haven: Insurance costs 2.71% less
- Laporte: Insurance costs 2.06% less
Cities with Similar Populations
- Raymond: Insurance costs 34.49% less
- Morley: Insurance costs 13.23% more
- Moscow: Insurance costs 49.13% more
- Moses Lake North: Insurance costs 30.10% less
- Moulton: Insurance costs 33.41% less
- Mount Vision: Insurance costs 18.11% more
- Mud Bay: Insurance costs 29.56% less
- Ore Spring: Insurance costs 27.39% less
- Palermo: Insurance costs 47.72% less
- Patterson: Insurance costs 2.01% less