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Get Cheap Car Insurance in Los Fresnos, TX
We monitor insurance prices, helping the average driver in Los Fresnos save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Los Fresnos
The chart below shows the cheapest car insurance company in Los Fresnos for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Los Fresnos Insurer | Monthly Cost |
|---|---|
| Clearcover | $46 |
| Mile Auto | $61 |
| Progressive | $62 |
| State Farm | $67 |
Savings for Every Kind of Los Fresnos Driver
Based on our extensive insurance data, we know the average Los Fresnos driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $369 per year by choosing the right vehicle insurance company. Some Los Fresnos residents are paying out over $1,793 extra every year for auto insurance in Los Fresnos. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Los Fresnos, TX Savings / Yr. |
|---|---|
$369 |
|
$844 |
|
$744 |
|
$853 |
|
$1,298 |
|
$490 |
|
$536 |
Los Fresnos Car Insurance vs. Texas
People living in Los Fresnos pay an average of 8.23% less than the typical driver in the state. The average driver in Los Fresnos can expect to pay about $1,068 per year, or $1,793 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Los Fresnos for most people.
Car Insurance Prices by Los Fresnos Neighborhood
Insurance Prices
Where is insurance cheapest within Los Fresnos?
The map shows insurance prices in and around Los Fresnos, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $470 per year within the city boundaries, with insurance premiums ranging from a high of $2,098 to a low of $1,628. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Southeast parts of Los Fresnos.Pick the Best Car Insurance Company for You in Los Fresnos
The best car insurance provider for most drivers in Los Fresnos
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $369 over the average Los Fresnos car insurance company.
The best car insurance provider for Los Fresnos drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $844 over the competition.
The best car insurance company for Los Fresnos drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $744 better than other car insurance companies.
The best auto insurance for Los Fresnos drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $853 less each year.
The least expensive car insurance company for new and young drivers in Los Fresnos
In Los Fresnos, State Farm costs young drivers $1,298 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Los Fresnos
State Farm gave the largest car insurance discounts to married couples, averaging $490 saved each year compared to an average Los Fresnos couple's premiums.
The cheapest car insurance in Los Fresnos for drivers with bad credit
The best Los Fresnos car insurance company for customer service
Nationwide was the best company for customer service in Los Fresnos according to the NAIC.
Recent price drops
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The cheapest large national provider in Los Fresnos
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Los Fresnos driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Los Fresnos, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Los Fresnos
What Influences the Cost of Car Insurance in Los Fresnos?
On average, car insurance in Los Fresnos is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Los Fresnos is 27 minutes, which is a little less than average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Los Fresnos are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Los Fresnos has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Los Fresnos is $89 per month for minimum coverage and $149 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Indian Lake: Insurance costs 6.08% less
- Laureles: Insurance costs 5.24% less
- Bayview: Insurance costs 5.58% less
- Olmito: Insurance costs 4.68% less
- Rancho Viejo: Insurance costs 2.34% less
- Lozano: Insurance costs 2.45% less
- Villa Cavazos: Insurance costs 2.23% less
- San Benito: Insurance costs 0.06% more
- Brownsville: Insurance costs 4.91% more
- Laguna Vista: Insurance costs 2.96% less
Cities with Similar Populations
- Webster: Insurance costs 12.27% less
- Estelle: Insurance costs 107.19% more
- Exton: Insurance costs 21.31% less
- Fairland: Insurance costs 22.20% more
- Fairview Park: Insurance costs 37.81% less
- Farmington: Insurance costs 9.82% more
- Farmingville: Insurance costs 47.18% more
- Fergus Falls: Insurance costs 13.39% less
- Ferguson: Insurance costs 26.55% more
- Ferndale: Insurance costs 8.53% more