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Get Cheap Car Insurance in Mountain Grove, MO
We monitor insurance prices, helping the average driver in Mountain Grove save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Mountain Grove
The chart below shows the cheapest car insurance company in Mountain Grove for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Mountain Grove Insurer | Monthly Cost |
|---|---|
| State Farm | $69 |
| Travelers | $69 |
| Safeco Insurance | $71 |
| Clearcover | $76 |
Savings for Every Kind of Mountain Grove Driver
Based on our extensive insurance data, we know the average Mountain Grove driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $493 per year by choosing the right vehicle insurance company. Some Mountain Grove residents are paying out over $1,827 extra every year for auto insurance in Mountain Grove. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mountain Grove, MO Savings / Yr. |
|---|---|
$493 |
|
$688 |
|
$629 |
|
$704 |
|
$1,485 |
|
$383 |
|
$588 |
Mountain Grove Car Insurance vs. Missouri
People living in Mountain Grove pay an average of 1.42% more than the typical driver in the state. The average driver in Mountain Grove can expect to pay about $1,125 per year, or $1,827 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Mountain Grove for most people.
Car Insurance Prices by Mountain Grove Neighborhood
Insurance Prices
Where is insurance cheapest within Mountain Grove?
The map shows insurance prices in and around Mountain Grove, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $156 per year within the city boundaries, with insurance premiums ranging from a high of $1,899 to a low of $1,743. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Mountain Grove.Pick the Best Car Insurance Company for You in Mountain Grove
The best car insurance provider for most drivers in Mountain Grove
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $493 over the average Mountain Grove car insurance company.
The best car insurance provider for Mountain Grove drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $688 over the competition.
The best car insurance company for Mountain Grove drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $629 better than other car insurance companies.
The best auto insurance for Mountain Grove drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $704 less each year.
The least expensive car insurance company for new and young drivers in Mountain Grove
In Mountain Grove, Travelers costs young drivers $1,485 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mountain Grove
State Farm gave the largest car insurance discounts to married couples, averaging $383 saved each year compared to an average Mountain Grove couple's premiums.
The cheapest car insurance in Mountain Grove for drivers with bad credit
The best Mountain Grove car insurance company for customer service
Nationwide was the best company for customer service in Mountain Grove according to the NAIC.
Recent price drops
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The cheapest large national provider in Mountain Grove
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Mountain Grove driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mountain Grove, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Mountain Grove
What Influences the Cost of Car Insurance in Mountain Grove?
On average, car insurance in Mountain Grove is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mountain Grove are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Mountain Grove is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Mountain Grove is $94 per month for minimum coverage and $152 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Dunn: Insurance costs 1.48% less
- Norwood: Insurance costs 2.79% less
- Cabool: Insurance costs 1.20% less
- Owens: Insurance costs 0.77% less
- Bendavis: Insurance costs 1.20% less
- Macomb: Insurance costs 1.59% less
- Simmons: Insurance costs 0.88% less
- Hartville: Insurance costs 1.15% less
- Mansfield: Insurance costs 0.33% less
- Olathia: Insurance costs 0.55% less
Cities with Similar Populations
- South Hamilton: Insurance costs 12.32% less
- Furlong: Insurance costs 22.82% less
- Garden City Park: Insurance costs 63.60% more
- Garden City: Insurance costs 13.57% less
- Garnet: Insurance costs 17.73% more
- Garrett: Insurance costs 35.69% less
- Sitka: Insurance costs 28.74% less
- Somerset: Insurance costs 8.65% less
- Sound Beach: Insurance costs 37.88% more
- South Cleveland: Insurance costs 26.77% less