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Get Cheap Car Insurance in New Roads, LA
We monitor insurance prices, helping the average driver in New Roads save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in New Roads
The chart below shows the cheapest car insurance company in New Roads for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| New Roads Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $118 |
| State Farm | $139 |
| Safeco Insurance | $141 |
| Clearcover | $156 |
Savings for Every Kind of New Roads Driver
Based on our extensive insurance data, we know the average New Roads driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $905 per year by choosing the right vehicle insurance company. Some New Roads residents are paying out over $3,253 extra every year for auto insurance in New Roads. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
New Roads, LA Savings / Yr. |
|---|---|
$905 |
|
$1,587 |
|
$1,129 |
|
$1,704 |
|
$2,702 |
|
$839 |
|
$1,442 |
New Roads Car Insurance vs. Louisiana
People living in New Roads pay an average of 7.97% more than the typical driver in the state. The average driver in New Roads can expect to pay about $2,058 per year, or $3,253 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in New Roads for most people.
Car Insurance Prices by New Roads Neighborhood
Insurance Prices
Where is insurance cheapest within New Roads?
The map shows insurance prices in and around New Roads, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $369 per year within the city boundaries, with insurance premiums ranging from a high of $3,443 to a low of $3,074. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of New Roads.Pick the Best Car Insurance Company for You in New Roads
The best car insurance provider for most drivers in New Roads
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $905 over the average New Roads car insurance company.
The best car insurance provider for New Roads drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,587 over the competition.
The best car insurance company for New Roads drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,129 better than other car insurance companies.
The best auto insurance for New Roads drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,704 less each year.
The least expensive car insurance company for new and young drivers in New Roads
In New Roads, Farm Bureau costs young drivers $2,702 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in New Roads
Farm Bureau gave the largest car insurance discounts to married couples, averaging $839 saved each year compared to an average New Roads couple's premiums.
The cheapest car insurance in New Roads for drivers with bad credit
The best New Roads car insurance company for customer service
Recent price drops
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The cheapest large national provider in New Roads
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average New Roads driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In New Roads, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around New Roads
What Influences the Cost of Car Insurance in New Roads?
On average, car insurance in New Roads is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in New Roads is 34 minutes, which is about the national average for a driver in the state.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in New Roads are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- New Roads has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in New Roads is $171 per month for minimum coverage and $271 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Ventress: Insurance costs 3.26% less
- Wickliffe: Insurance costs 1.38% less
- Mix: Insurance costs 4.89% less
- Jarreau: Insurance costs 4.46% less
- Hardwood: Insurance costs 4.15% less
- Rougon: Insurance costs 3.81% less
- Glynn: Insurance costs 3.69% less
- Labarre: Insurance costs 2.80% less
- Morganza: Insurance costs 4.76% less
- Bueche: Insurance costs 0.86% less
Cities with Similar Populations
- Collinsville: Insurance costs 63.33% less
- Strasburg: Insurance costs 40.02% less
- Stow: Insurance costs 53.98% less
- Storrs Mansfield: Insurance costs 38.55% less
- Stony Point: Insurance costs 62.87% less
- Stonewall: Insurance costs 15.00% less
- Springhill: Insurance costs 13.96% less
- Springfield: Insurance costs 11.13% less
- Shelby: Insurance costs 15.25% less
- Ridgeway: Insurance costs 48.60% less