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Get Cheap Car Insurance in North Freedom, WI
We monitor insurance prices, helping the average driver in North Freedom save up to 27.7% on car insurance.
The Cheapest Minimum Coverage in North Freedom
The chart below shows the cheapest car insurance company in North Freedom for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.
| North Freedom Insurer | Monthly Cost |
|---|---|
| State Farm | $40 |
| American Family Insurance | $42 |
| Erie Insurance | $42 |
| Kemper | $44 |
Savings for Every Kind of North Freedom Driver
Based on our extensive insurance data, we know the average North Freedom driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $209 per year by choosing the right vehicle insurance company. Some North Freedom residents are paying out over $1,125 extra every year for auto insurance in North Freedom. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Freedom, WI Savings / Yr. |
|---|---|
$209 |
|
$431 |
|
$266 |
|
$386 |
|
$894 |
|
$163 |
|
$614 |
North Freedom Car Insurance vs. Wisconsin
People living in North Freedom pay an average of 1.48% less than the typical driver in the state. The average driver in North Freedom can expect to pay about $567 per year, or $1,125 for full coverage.
Based on our analysis, West Bend will be the cheapest provider in North Freedom for most people.
Car Insurance Prices by North Freedom Neighborhood
Insurance Prices
Where is insurance cheapest within North Freedom?
The map shows insurance prices in and around North Freedom, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $34 per year within the city boundaries, with insurance premiums ranging from a high of $1,147 to a low of $1,113. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the West parts of North Freedom.Pick the Best Car Insurance Company for You in North Freedom
The best car insurance provider for most drivers in North Freedom
For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $209 over the average North Freedom car insurance company.
The best car insurance provider for North Freedom drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $431 over the competition.
The best car insurance company for North Freedom drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $266 better than other car insurance companies.
The best auto insurance for North Freedom drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $386 less each year.
The least expensive car insurance company for new and young drivers in North Freedom
In North Freedom, Erie Insurance costs young drivers $894 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Freedom
Progressive gave the largest car insurance discounts to married couples, averaging $163 saved each year compared to an average North Freedom couple's premiums.
The cheapest car insurance in North Freedom for drivers with bad credit
The best North Freedom car insurance company for customer service
Nationwide was the best company for customer service in North Freedom according to the NAIC.
Recent price drops
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The cheapest large national provider in North Freedom
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average North Freedom driver can expect to pay about $80 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Freedom, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.Auto Insurance Prices in and Around North Freedom
What Influences the Cost of Car Insurance in North Freedom?
On average, car insurance in North Freedom is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Freedom is 30 minutes, which is about the national average for a driver in the state.
- Wisconsin state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Freedom are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- North Freedom is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Freedom is $47 per month for minimum coverage and $94 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- LaRue: Insurance costs 0.27% less
- Leland: Insurance costs 0.09% more
- Rock Springs: Insurance costs 0.44% less
- West Baraboo: Insurance costs 0.62% less
- Baraboo: Insurance costs 0.71% less
- Witwen: Insurance costs 0.44% less
- Lake Wisconsin: Insurance costs 0.80% less
- Prairie Du Sac: Insurance costs 1.69% less
- Merrimac: Insurance costs 0.09% more
- Sauk City: Insurance costs 1.51% less
Cities with Similar Populations
- Housatonic: Insurance costs 34.84% more
- Esperance: Insurance costs 92.89% more
- Falls Creek: Insurance costs 19.82% more
- Fort Jones: Insurance costs 57.07% more
- Gallaway: Insurance costs 26.93% more
- Georgetown: Insurance costs 48.18% more
- Glenwood: Insurance costs 50.67% more
- Hamlin: Insurance costs 50.76% more
- Hammond: Insurance costs 25.78% more
- Hebron Estates: Insurance costs 86.22% more