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Get Cheap Car Insurance in Rock Springs, WI
We monitor insurance prices, helping the average driver in Rock Springs save up to 27.7% on car insurance.
The Cheapest Minimum Coverage in Rock Springs
The chart below shows the cheapest car insurance company in Rock Springs for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.
| Rock Springs Insurer | Monthly Cost |
|---|---|
| State Farm | $40 |
| American Family Insurance | $42 |
| Erie Insurance | $42 |
| Kemper | $44 |
Savings for Every Kind of Rock Springs Driver
Based on our extensive insurance data, we know the average Rock Springs driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $208 per year by choosing the right vehicle insurance company. Some Rock Springs residents are paying out over $1,120 extra every year for auto insurance in Rock Springs. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Rock Springs, WI Savings / Yr. |
|---|---|
$208 |
|
$429 |
|
$265 |
|
$385 |
|
$890 |
|
$162 |
|
$611 |
Rock Springs Car Insurance vs. Wisconsin
People living in Rock Springs pay an average of 1.91% less than the typical driver in the state. The average driver in Rock Springs can expect to pay about $564 per year, or $1,120 for full coverage.
Based on our analysis, West Bend will be the cheapest provider in Rock Springs for most people.
Car Insurance Prices by Rock Springs Neighborhood
Insurance Prices
Where is insurance cheapest within Rock Springs?
The map shows insurance prices in and around Rock Springs, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $34 per year within the city boundaries, with insurance premiums ranging from a high of $1,147 to a low of $1,113. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the South parts of Rock Springs.Pick the Best Car Insurance Company for You in Rock Springs
The best car insurance provider for most drivers in Rock Springs
For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $208 over the average Rock Springs car insurance company.
The best car insurance provider for Rock Springs drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $429 over the competition.
The best car insurance company for Rock Springs drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $265 better than other car insurance companies.
The best auto insurance for Rock Springs drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $385 less each year.
The least expensive car insurance company for new and young drivers in Rock Springs
In Rock Springs, Erie Insurance costs young drivers $890 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Rock Springs
Progressive gave the largest car insurance discounts to married couples, averaging $162 saved each year compared to an average Rock Springs couple's premiums.
The cheapest car insurance in Rock Springs for drivers with bad credit
The best Rock Springs car insurance company for customer service
Nationwide was the best company for customer service in Rock Springs according to the NAIC.
Recent price drops
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The cheapest large national provider in Rock Springs
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Rock Springs driver can expect to pay about $80 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Rock Springs, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.Auto Insurance Prices in and Around Rock Springs
What Influences the Cost of Car Insurance in Rock Springs?
On average, car insurance in Rock Springs is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Rock Springs is 28 minutes, which is a little less than average for a driver in the state.
- Wisconsin state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Rock Springs are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Rock Springs is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Rock Springs is $47 per month for minimum coverage and $93 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- LaRue: Insurance costs 0.18% more
- Reedsburg: Insurance costs 0.71% less
- North Freedom: Insurance costs 0.45% more
- West Baraboo: Insurance costs 0.18% less
- Loganville: Insurance costs 1.96% more
- Baraboo: Insurance costs 0.27% less
- Leland: Insurance costs 0.54% more
- Lake Delton: Insurance costs 0.27% more
- Lime Ridge: Insurance costs 0.63% more
- Ironton: Insurance costs 0.09% less
Cities with Similar Populations
- Oak Hill: Insurance costs 51.61% more
- Merit: Insurance costs 49.29% more
- Middlesex: Insurance costs 82.86% more
- Milburn: Insurance costs 52.77% more
- Minooka: Insurance costs 37.32% more
- Moltonville: Insurance costs 16.43% more
- Montague: Insurance costs 57.95% more
- Montfort: Insurance costs 0.98% more
- Morgan: Insurance costs 19.82% more
- Morganza: Insurance costs 176.61% more