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Get Cheap Car Insurance in North Hampton, OH
We monitor insurance prices, helping the average driver in North Hampton save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in North Hampton
The chart below shows the cheapest car insurance company in North Hampton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| North Hampton Insurer | Monthly Cost |
|---|---|
| State Farm | $44 |
| Safeco Insurance | $46 |
| Travelers | $46 |
| Mile Auto | $48 |
Savings for Every Kind of North Hampton Driver
Based on our extensive insurance data, we know the average North Hampton driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $283 per year by choosing the right vehicle insurance company. Some North Hampton residents are paying out over $1,070 extra every year for auto insurance in North Hampton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Hampton, OH Savings / Yr. |
|---|---|
$283 |
|
$481 |
|
$406 |
|
$434 |
|
$1,038 |
|
$295 |
|
$414 |
North Hampton Car Insurance vs. Ohio
People living in North Hampton pay an average of 4.82% less than the typical driver in the state. The average driver in North Hampton can expect to pay about $722 per year, or $1,070 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in North Hampton for most people.
Car Insurance Prices by North Hampton Neighborhood
Insurance Prices
Where is insurance cheapest within North Hampton?
The map shows insurance prices in and around North Hampton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $53 per year within the city boundaries, with insurance premiums ranging from a high of $1,102 to a low of $1,049. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of North Hampton.Pick the Best Car Insurance Company for You in North Hampton
The best car insurance provider for most drivers in North Hampton
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $283 over the average North Hampton car insurance company.
The best car insurance provider for North Hampton drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $481 over the competition.
The best car insurance company for North Hampton drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $406 better than other car insurance companies.
The best auto insurance for North Hampton drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $434 less each year.
The least expensive car insurance company for new and young drivers in North Hampton
In North Hampton, Geico costs young drivers $1,038 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Hampton
State Farm gave the largest car insurance discounts to married couples, averaging $295 saved each year compared to an average North Hampton couple's premiums.
The cheapest car insurance in North Hampton for drivers with bad credit
The best North Hampton car insurance company for customer service
Nationwide was the best company for customer service in North Hampton according to the NAIC.
Recent price drops
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The cheapest large national provider in North Hampton
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average North Hampton driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Hampton, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around North Hampton
What Influences the Cost of Car Insurance in North Hampton?
On average, car insurance in North Hampton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Hampton is 30 minutes, which is a little less than average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 13 to 14 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Hampton are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- North Hampton is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Hampton is $60 per month for minimum coverage and $89 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Terre Haute: Insurance costs 0.56% less
- Thackery: Insurance costs 1.87% more
- Snyderville: Insurance costs 0.65% more
- Donnelsville: Insurance costs 0.75% more
- Tremont City: Insurance costs 0.09% less
- Christiansburg: Insurance costs 0.09% more
- New Carlisle: Insurance costs 3.55% more
- Springfield: Insurance costs 6.36% more
- Haven View: Insurance costs 0.93% more
- Sunnyland: Insurance costs 2.34% more
Cities with Similar Populations
- Archer City: Insurance costs 57.94% more
- China Lake Acres: Insurance costs 85.61% more
- Becket: Insurance costs 40.37% more
- Chestertown: Insurance costs 96.45% more
- Campti: Insurance costs 164.77% more
- Bonnerdale: Insurance costs 56.92% more
- Bull Valley: Insurance costs 28.04% more
- North Monmouth: Insurance costs 10.19% less
- Pomona: Insurance costs 43.27% more
- Oakland: Insurance costs 30.93% more