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Get Cheap Car Insurance in New Carlisle, OH
We monitor insurance prices, helping the average driver in New Carlisle save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in New Carlisle
The chart below shows the cheapest car insurance company in New Carlisle for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| New Carlisle Insurer | Monthly Cost |
|---|---|
| State Farm | $45 |
| Safeco Insurance | $47 |
| Travelers | $48 |
| Mile Auto | $50 |
Savings for Every Kind of New Carlisle Driver
Based on our extensive insurance data, we know the average New Carlisle driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $293 per year by choosing the right vehicle insurance company. Some New Carlisle residents are paying out over $1,108 extra every year for auto insurance in New Carlisle. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
New Carlisle, OH Savings / Yr. |
|---|---|
$293 |
|
$498 |
|
$421 |
|
$450 |
|
$1,076 |
|
$306 |
|
$429 |
New Carlisle Car Insurance vs. Ohio
People living in New Carlisle pay an average of 1.41% less than the typical driver in the state. The average driver in New Carlisle can expect to pay about $748 per year, or $1,108 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in New Carlisle for most people.
Car Insurance Prices by New Carlisle Neighborhood
Insurance Prices
Where is insurance cheapest within New Carlisle?
The map shows insurance prices in and around New Carlisle, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $171 per year within the city boundaries, with insurance premiums ranging from a high of $1,220 to a low of $1,049. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of New Carlisle.Pick the Best Car Insurance Company for You in New Carlisle
The best car insurance provider for most drivers in New Carlisle
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $293 over the average New Carlisle car insurance company.
The best car insurance provider for New Carlisle drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $498 over the competition.
The best car insurance company for New Carlisle drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $421 better than other car insurance companies.
The best auto insurance for New Carlisle drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $450 less each year.
The least expensive car insurance company for new and young drivers in New Carlisle
In New Carlisle, Geico costs young drivers $1,076 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in New Carlisle
State Farm gave the largest car insurance discounts to married couples, averaging $306 saved each year compared to an average New Carlisle couple's premiums.
The cheapest car insurance in New Carlisle for drivers with bad credit
The best New Carlisle car insurance company for customer service
Nationwide was the best company for customer service in New Carlisle according to the NAIC.
Recent price drops
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The cheapest large national provider in New Carlisle
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average New Carlisle driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In New Carlisle, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around New Carlisle
What Influences the Cost of Car Insurance in New Carlisle?
On average, car insurance in New Carlisle is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in New Carlisle is 29 minutes, which is a little less than average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 12 to 13 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in New Carlisle are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- New Carlisle is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in New Carlisle is $62 per month for minimum coverage and $92 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Medway: Insurance costs 1.35% more
- Donnelsville: Insurance costs 2.71% less
- Haven View: Insurance costs 2.53% less
- Cowlesville: Insurance costs 1.99% less
- Snyderville: Insurance costs 2.80% less
- Enon: Insurance costs 2.53% less
- Holiday Valley: Insurance costs 4.51% less
- North Hampton: Insurance costs 3.43% less
- Huber Heights: Insurance costs 2.80% more
- Tipp City: Insurance costs 2.98% less
Cities with Similar Populations
- Shively: Insurance costs 116.06% more
- Eunice: Insurance costs 181.68% more
- Fair Oaks Ranch: Insurance costs 47.83% more
- Fairhaven: Insurance costs 45.40% more
- Fairview: Insurance costs 118.77% more
- Forrest City: Insurance costs 61.55% more
- Fort Drum: Insurance costs 107.40% more
- Fort Valley: Insurance costs 58.57% more
- Galion: Insurance costs 0.54% less
- Gardendale: Insurance costs 39.71% more