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Get Cheap Car Insurance in Old Monroe, MO
We monitor insurance prices, helping the average driver in Old Monroe save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Old Monroe
The chart below shows the cheapest car insurance company in Old Monroe for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Old Monroe Insurer | Monthly Cost |
|---|---|
| State Farm | $69 |
| Travelers | $69 |
| Safeco Insurance | $70 |
| Clearcover | $75 |
Savings for Every Kind of Old Monroe Driver
Based on our extensive insurance data, we know the average Old Monroe driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $488 per year by choosing the right vehicle insurance company. Some Old Monroe residents are paying out over $1,807 extra every year for auto insurance in Old Monroe. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Old Monroe, MO Savings / Yr. |
|---|---|
$488 |
|
$680 |
|
$622 |
|
$696 |
|
$1,469 |
|
$379 |
|
$582 |
Old Monroe Car Insurance vs. Missouri
People living in Old Monroe pay an average of 0.33% more than the typical driver in the state. The average driver in Old Monroe can expect to pay about $1,113 per year, or $1,807 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Old Monroe for most people.
Car Insurance Prices by Old Monroe Neighborhood
Insurance Prices
Where is insurance cheapest within Old Monroe?
The map shows insurance prices in and around Old Monroe, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $71 per year within the city boundaries, with insurance premiums ranging from a high of $1,850 to a low of $1,779. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the South parts of Old Monroe.Pick the Best Car Insurance Company for You in Old Monroe
The best car insurance provider for most drivers in Old Monroe
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $488 over the average Old Monroe car insurance company.
The best car insurance provider for Old Monroe drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $680 over the competition.
The best car insurance company for Old Monroe drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $622 better than other car insurance companies.
The best auto insurance for Old Monroe drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $696 less each year.
The least expensive car insurance company for new and young drivers in Old Monroe
In Old Monroe, Travelers costs young drivers $1,469 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Old Monroe
State Farm gave the largest car insurance discounts to married couples, averaging $379 saved each year compared to an average Old Monroe couple's premiums.
The cheapest car insurance in Old Monroe for drivers with bad credit
The best Old Monroe car insurance company for customer service
Nationwide was the best company for customer service in Old Monroe according to the NAIC.
Recent price drops
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The cheapest large national provider in Old Monroe
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Old Monroe driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Old Monroe, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Old Monroe
What Influences the Cost of Car Insurance in Old Monroe?
On average, car insurance in Old Monroe is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Old Monroe is 36 minutes, which is a little more than average for a driver in the state.
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Old Monroe are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Old Monroe is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Old Monroe is $93 per month for minimum coverage and $151 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Maryknoll: Insurance costs 0.83% less
- Winfield: Insurance costs 1.44% more
- Moscow Mills: Insurance costs 0.89% more
- Cap au Gris: Insurance costs 0.22% more
- Chain of Rocks: Insurance costs 0.83% more
- Foley: Insurance costs 0.22% more
- St. Paul: Insurance costs 0.39% less
- Josephville: Insurance costs 0.61% less
- Flint Hill: Insurance costs 0.28% more
- Troy: Insurance costs 0.28% more
Cities with Similar Populations
- Eastpoint: Insurance costs 27.95% more
- Dry Fork: Insurance costs 34.03% less
- Amity: Insurance costs 14.44% less
- Notasulga: Insurance costs 13.72% less
- Coushatta: Insurance costs 53.62% more
- Apalachicola: Insurance costs 31.10% more
- Pretty Bayou: Insurance costs 26.67% more
- North Lima: Insurance costs 40.23% less
- Myrtle Point: Insurance costs 22.52% less
- Manville: Insurance costs 24.96% more