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Get Cheap Car Insurance in Old Orchard Beach, ME
We monitor insurance prices, helping the average driver in Old Orchard Beach save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Old Orchard Beach
The chart below shows the cheapest car insurance company in Old Orchard Beach for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Old Orchard Beach Insurer | Monthly Cost |
|---|---|
| State Farm | $38 |
| Geico | $40 |
| Concord Group Insurance | $42 |
| Kemper | $43 |
Savings for Every Kind of Old Orchard Beach Driver
Based on our extensive insurance data, we know the average Old Orchard Beach driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $241 per year by choosing the right vehicle insurance company. Some Old Orchard Beach residents are paying out over $985 extra every year for auto insurance in Old Orchard Beach. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Old Orchard Beach, ME Savings / Yr. |
|---|---|
$241 |
|
$342 |
|
$309 |
|
$315 |
|
$1,001 |
|
$208 |
|
$440 |
Old Orchard Beach Car Insurance vs. Maine
People living in Old Orchard Beach pay an average of 4.16% more than the typical driver in the state. The average driver in Old Orchard Beach can expect to pay about $549 per year, or $985 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Old Orchard Beach for most people.
Car Insurance Prices by Old Orchard Beach Neighborhood
Insurance Prices
Where is insurance cheapest within Old Orchard Beach?
The map shows insurance prices in and around Old Orchard Beach, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $82 per year within the city boundaries, with insurance premiums ranging from a high of $1,017 to a low of $935. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of Old Orchard Beach.Pick the Best Car Insurance Company for You in Old Orchard Beach
The best car insurance provider for most drivers in Old Orchard Beach
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $241 over the average Old Orchard Beach car insurance company.
The best car insurance provider for Old Orchard Beach drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $342 over the competition.
The best car insurance company for Old Orchard Beach drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $309 better than other car insurance companies.
The best auto insurance for Old Orchard Beach drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $315 less each year.
The least expensive car insurance company for new and young drivers in Old Orchard Beach
In Old Orchard Beach, Concord Group Insurance costs young drivers $1,001 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Old Orchard Beach
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $208 saved each year compared to an average Old Orchard Beach couple's premiums.
The cheapest car insurance in Old Orchard Beach for drivers with bad credit
The best Old Orchard Beach car insurance company for customer service
Nationwide was the best company for customer service in Old Orchard Beach according to the NAIC.
Recent price drops
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The cheapest large national provider in Old Orchard Beach
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Old Orchard Beach driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Old Orchard Beach, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Old Orchard Beach
What Influences the Cost of Car Insurance in Old Orchard Beach?
On average, car insurance in Old Orchard Beach is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Old Orchard Beach is 31 minutes, which is about the national average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Old Orchard Beach are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Old Orchard Beach is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Old Orchard Beach is $46 per month for minimum coverage and $82 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Saco: Insurance costs 3.76% less
- Biddeford: Insurance costs 1.73% less
- Scarborough: Insurance costs 6.80% less
- Kennebunkport: Insurance costs 5.69% less
- Cash Corner: Insurance costs 4.06% less
- Bar Mills: Insurance costs 3.86% less
- Buxton: Insurance costs 4.97% less
- South Portland: Insurance costs 1.22% less
- Salmon Falls: Insurance costs 5.28% less
- Cape Elizabeth: Insurance costs 5.08% less
Cities with Similar Populations
- Purcell: Insurance costs 76.04% more
- North College Hill: Insurance costs 32.28% more
- North Gates: Insurance costs 127.51% more
- Nyack: Insurance costs 174.31% more
- Oak Brook: Insurance costs 63.86% more
- Oak Hill: Insurance costs 51.07% more
- Paola: Insurance costs 57.06% more
- Peculiar: Insurance costs 82.03% more
- Pine Bush: Insurance costs 137.06% more
- Portland: Insurance costs 92.49% more