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Get Cheap Car Insurance in South Portland, ME
We monitor insurance prices, helping the average driver in South Portland save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in South Portland
The chart below shows the cheapest car insurance company in South Portland for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| South Portland Insurer | Monthly Cost |
|---|---|
| State Farm | $38 |
| Geico | $39 |
| Concord Group Insurance | $42 |
| Kemper | $42 |
Savings for Every Kind of South Portland Driver
Based on our extensive insurance data, we know the average South Portland driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $238 per year by choosing the right vehicle insurance company. Some South Portland residents are paying out over $973 extra every year for auto insurance in South Portland. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Portland, ME Savings / Yr. |
|---|---|
$238 |
|
$337 |
|
$305 |
|
$311 |
|
$988 |
|
$206 |
|
$434 |
South Portland Car Insurance vs. Maine
People living in South Portland pay an average of 2.82% more than the typical driver in the state. The average driver in South Portland can expect to pay about $542 per year, or $973 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in South Portland for most people.
Car Insurance Prices by South Portland Neighborhood
Insurance Prices
Where is insurance cheapest within South Portland?
The map shows insurance prices in and around South Portland, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $83 per year within the city boundaries, with insurance premiums ranging from a high of $1,010 to a low of $927. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of South Portland.Pick the Best Car Insurance Company for You in South Portland
The best car insurance provider for most drivers in South Portland
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $238 over the average South Portland car insurance company.
The best car insurance provider for South Portland drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $337 over the competition.
The best car insurance company for South Portland drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $305 better than other car insurance companies.
The best auto insurance for South Portland drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $311 less each year.
The least expensive car insurance company for new and young drivers in South Portland
In South Portland, Concord Group Insurance costs young drivers $988 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Portland
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $206 saved each year compared to an average South Portland couple's premiums.
The cheapest car insurance in South Portland for drivers with bad credit
The best South Portland car insurance company for customer service
Nationwide was the best company for customer service in South Portland according to the NAIC.
Recent price drops
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The cheapest large national provider in South Portland
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average South Portland driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Portland, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around South Portland
What Influences the Cost of Car Insurance in South Portland?
On average, car insurance in South Portland is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Portland are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- South Portland is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Portland is $45 per month for minimum coverage and $81 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cape Elizabeth: Insurance costs 3.91% less
- Portland: Insurance costs 2.16% more
- Cash Corner: Insurance costs 2.88% less
- Peaks Island: Insurance costs 5.24% less
- Scarborough: Insurance costs 5.65% less
- Westbrook: Insurance costs 0.10% more
- Long Island: Insurance costs 2.26% less
- Falmouth: Insurance costs 4.21% less
- Cliff Island: Insurance costs 2.26% less
- Cumberland Foreside: Insurance costs 8.12% less
Cities with Similar Populations
- Fremont: Insurance costs 12.02% more
- Tarpon Springs: Insurance costs 193.53% more
- Tahlequah: Insurance costs 75.85% more
- Stoughton: Insurance costs 87.36% more
- Sachse: Insurance costs 86.64% more
- Royse City: Insurance costs 72.05% more
- Ravenna: Insurance costs 14.59% more
- Ramsey: Insurance costs 75.75% more
- Hazelwood: Insurance costs 110.28% more
- Harvest: Insurance costs 67.11% more