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Get Cheap Car Insurance in Old Town, Lansing, MI
We monitor insurance prices, helping the average driver in Old Town save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Old Town
The chart below shows the cheapest car insurance company in Old Town for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Old Town Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $117 |
| Progressive | $134 |
| State Farm | $135 |
| Safeco Insurance | $143 |
Savings for Every Kind of Old Town Driver
Based on our extensive insurance data, we know the average Old Town driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,271 per year by choosing the right vehicle insurance company. Some Old Town residents are paying out over $3,162 extra every year for auto insurance in Old Town. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Old Town, Lansing, MI Savings / Yr. |
|---|---|
$1,271 |
|
$2,074 |
|
$1,836 |
|
$2,790 |
|
$3,292 |
|
$0 |
|
$0 |
Old Town Car Insurance vs. Lansing
People living in Old Town pay an average of 9.07% more than the typical driver in the state. The average driver in Old Town can expect to pay about $2,402 per year, or $3,162 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Old Town for most people.
Car Insurance Prices by Old Town Neighborhood
Insurance Prices
Where is insurance cheapest within Old Town?
The map shows insurance prices in and around Old Town, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $792 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,596 to a low of $2,804. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southeast parts of Old Town.Pick the Best Car Insurance Company for You in Old Town
The best car insurance provider for most drivers in Old Town
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,271 over the average Old Town car insurance company.
The best car insurance provider for Old Town drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,074 over the competition.
The best car insurance company for Old Town drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,836 better than other car insurance companies.
The best auto insurance for Old Town drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,790 less each year.
The least expensive car insurance company for new and young drivers in Old Town
In Old Town, Geico costs young drivers $3,292 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Old Town
The cheapest car insurance in Old Town for drivers with bad credit
The best Old Town car insurance company for customer service
Recent price drops
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The cheapest large national provider in Old Town
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Old Town driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Old Town, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Old Town
What Influences the Cost of Car Insurance in Old Town?
On average, car insurance in Old Town is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Michigan state insurance regulations may require higher prices.
- An average of 17 to 18 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Old Town has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Old Town is $200 per month for minimum coverage and $263 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Downtown Lansing: Insurance costs 3.83% more
- Eastside Lansing: Insurance costs 4.90% less
- Westside Lansing: Insurance costs 1.99% less
- Northwestside: Insurance costs 2.59% less
- Old Everett: Insurance costs 3.89% less
- Bailey: Insurance costs 8.79% less
- Forest View: Insurance costs 7.27% less
- Southside: Insurance costs 2.47% less
- Downtown Village of Holly: Insurance costs 6.55% less
- Abbot: Insurance costs 9.49% less
Neighborhoods with Similar Populations
- Vale and Eastern Avenue: Insurance costs 17.43% less
- Downtown: Insurance costs 62.02% less
- Downtown North East: Insurance costs 56.96% less
- Queens-Magnolia Terrace: Insurance costs 36.56% less
- Aurora-Butteville-Barlow: Insurance costs 50.54% less
- Wyndmoor: Insurance costs 51.87% less
- Woodland Edge: Insurance costs 45.67% less
- Three Chopt: Insurance costs 61.95% less
- Tech Terrace-U.N.I.T.: Insurance costs 45.51% less
- Southchase Village: Insurance costs 8.92% less