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Get Cheap Car Insurance in Southchase Village, Southchase, FL

We monitor insurance prices, helping the average driver in Southchase Village save up to 34.6% on car insurance.

 

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The Cheapest Minimum Coverage in Southchase Village

The chart below shows the cheapest car insurance company in Southchase Village for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.

 
Southchase Village Insurer Monthly Cost
Geico $137
State Farm $146
Gainsco $190
Bristol West $190

Savings for Every Kind of Southchase Village Driver

The table shows how much the average auto insurance customer in Southchase Village might save by following our recommendations.

Based on our extensive insurance data, we know the average Southchase Village driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $843 per year by choosing the right vehicle insurance company. Some Southchase Village residents are paying out over $2,880 extra every year for auto insurance in Southchase Village. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Southchase Village, Southchase, FL Savings / Yr.
$843
$1,237
$952
$942
$2,993
$818
$1,192

Southchase Village Car Insurance vs. Southchase

People living in Southchase Village pay an average of 9.03% more than the typical driver in the state. The average driver in Southchase Village can expect to pay about $2,630 per year, or $2,880 for full coverage.

Based on our analysis, Geico will be the cheapest provider in Southchase Village for most people.

Car Insurance Prices by Southchase Village Neighborhood

Southchase Village, Southchase, FL map of insurance costs by zip code and neighborhood

Insurance Prices

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Average
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Where is insurance cheapest within Southchase Village?

The map shows insurance prices in and around Southchase Village, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $143 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,004 to a low of $2,861. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of Southchase Village.

Pick the Best Car Insurance Company for You in Southchase Village

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Southchase Village insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Southchase Village

For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $843 over the average Southchase Village car insurance company.

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We use the average good driver, paying $170 per month, as our baseline for pricing in Southchase Village. State Farm, Geico, and Travelers are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Southchase Village drivers with accidents on their records

In Southchase Village getting into an accident will raise premiums an average 28% for a yearly cost of $3,999. That's $1,119 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Geico, and Travelers are good choices for drivers with accidents.

In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,237 over the competition.

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The best car insurance company for Southchase Village drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $952 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Southchase Village, tickets raise premiums on new quotes about $802. If you have a speeding ticket, we recommend State Farm, Geico, and Gainsco for savings that beat the average insurance cost of $3,683 per year.

The best auto insurance for Southchase Village drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,931 per year in auto insurance premiums, which was $1,051 more than a driver with no major issues. State Farm, Geico, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from Geico may cost the average person with a DUI about $942 less each year.

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The least expensive car insurance company for new and young drivers in Southchase Village

In Southchase Village, Geico costs young drivers $2,993 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 67% more for insurance than more mature drivers in Southchase Village. With an average cost of $8,644 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Travelers try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Southchase Village

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $203. State Farm, Geico, and Progressive provided the largest discounts to couples living in Southchase Village.

Geico gave the largest car insurance discounts to married couples, averaging $818 saved each year compared to an average Southchase Village couple's premiums.

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The cheapest car insurance in Southchase Village for drivers with bad credit

People with poor credit saved an average of $1,192 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,377 every year. Premiums for people with poor credit were about $4,257 in Southchase Village. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from State Farm, Geico, and Gainsco.

The best Southchase Village car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Southchase Village, the National Association of Insurance Commissioners (NAIC) ranks Allstate as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Southchase Village.

Allstate was the best company for customer service in Southchase Village according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Southchase Village, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Southchase Village. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Southchase Village

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 20% of Southchase Village residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Southchase Village driver can expect to pay about $156 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Southchase Village, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Southchase Village

What Influences the Cost of Car Insurance in Southchase Village?

On average, car insurance in Southchase Village is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Southchase Village is 36 minutes, which is a little more than average for a driver in the city.
  • Florida state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Southchase Village are among the highest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
  • Southchase Village is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Southchase Village is $219 per month for minimum coverage and $240 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Southchase Village driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Southchase Village with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.