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Get Cheap Car Insurance in Orland Park, IL
We monitor insurance prices, helping the average driver in Orland Park save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Orland Park
The chart below shows the cheapest car insurance company in Orland Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Orland Park Insurer | Monthly Cost |
|---|---|
| State Farm | $54 |
| Country Financial | $58 |
| Metromile | $63 |
| American Family Insurance | $68 |
Savings for Every Kind of Orland Park Driver
Based on our extensive insurance data, we know the average Orland Park driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $373 per year by choosing the right vehicle insurance company. Some Orland Park residents are paying out over $1,596 extra every year for auto insurance in Orland Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Orland Park, IL Savings / Yr. |
|---|---|
$373 |
|
$701 |
|
$561 |
|
$588 |
|
$1,449 |
|
$417 |
|
$535 |
Orland Park Car Insurance vs. Illinois
People living in Orland Park pay an average of 5.60% more than the typical driver in the state. The average driver in Orland Park can expect to pay about $947 per year, or $1,596 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Orland Park for most people.
Car Insurance Prices by Orland Park Neighborhood
Insurance Prices
Where is insurance cheapest within Orland Park?
The map shows insurance prices in and around Orland Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $207 per year within the city boundaries, with insurance premiums ranging from a high of $1,692 to a low of $1,485. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Southwest parts of Orland Park.Pick the Best Car Insurance Company for You in Orland Park
The best car insurance provider for most drivers in Orland Park
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $373 over the average Orland Park car insurance company.
The best car insurance provider for Orland Park drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $701 over the competition.
The best car insurance company for Orland Park drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $561 better than other car insurance companies.
The best auto insurance for Orland Park drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $588 less each year.
The least expensive car insurance company for new and young drivers in Orland Park
In Orland Park, State Farm costs young drivers $1,449 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Orland Park
State Farm gave the largest car insurance discounts to married couples, averaging $417 saved each year compared to an average Orland Park couple's premiums.
The cheapest car insurance in Orland Park for drivers with bad credit
The best Orland Park car insurance company for customer service
Nationwide was the best company for customer service in Orland Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Orland Park
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Orland Park driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Orland Park, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Orland Park
What Influences the Cost of Car Insurance in Orland Park?
On average, car insurance in Orland Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Orland Park is 44 minutes, which is far more than average for a driver in the state.
- Illinois state insurance regulations may allow for lower prices.
- An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Orland Park are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Orland Park is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Orland Park is $79 per month for minimum coverage and $133 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Orland Hills: Insurance costs 0.25% more
- Palos Park: Insurance costs 0.13% less
- Tinley Park: Insurance costs 0.25% less
- Homer Glen: Insurance costs 4.95% less
- Palos Heights: Insurance costs 0.19% less
- Oak Forest: Insurance costs 2.01% more
- Mokena: Insurance costs 5.33% less
- Sag Bridge: Insurance costs 8.77% less
- Crestwood: Insurance costs 0.06% more
- Palos Hills: Insurance costs 10.71% more
Cities with Similar Populations
- Bay City: Insurance costs 77.63% more
- West Hartford: Insurance costs 30.01% more
- Towson: Insurance costs 22.87% more
- Tamiami: Insurance costs 113.66% more
- Skokie: Insurance costs 10.84% more
- San Clemente: Insurance costs 24.81% more
- Rowlett: Insurance costs 15.29% more
- Rocky Mount: Insurance costs 18.86% less
- Reston: Insurance costs 20.55% less
- Pottstown: Insurance costs 11.59% less