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Get Cheap Car Insurance in Pecos, TX
We monitor insurance prices, helping the average driver in Pecos save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Pecos
The chart below shows the cheapest car insurance company in Pecos for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Pecos Insurer | Monthly Cost |
|---|---|
| Clearcover | $48 |
| Mile Auto | $62 |
| Progressive | $64 |
| State Farm | $69 |
Savings for Every Kind of Pecos Driver
Based on our extensive insurance data, we know the average Pecos driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $379 per year by choosing the right vehicle insurance company. Some Pecos residents are paying out over $1,843 extra every year for auto insurance in Pecos. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pecos, TX Savings / Yr. |
|---|---|
$379 |
|
$868 |
|
$765 |
|
$876 |
|
$1,334 |
|
$504 |
|
$551 |
Pecos Car Insurance vs. Texas
People living in Pecos pay an average of 5.69% less than the typical driver in the state. The average driver in Pecos can expect to pay about $1,098 per year, or $1,843 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Pecos for most people.
Car Insurance Prices by Pecos Neighborhood
Insurance Prices
Where is insurance cheapest within Pecos?
The map shows insurance prices in and around Pecos, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $267 per year within the city boundaries, with insurance premiums ranging from a high of $1,936 to a low of $1,669. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Northwest parts of Pecos.Pick the Best Car Insurance Company for You in Pecos
The best car insurance provider for most drivers in Pecos
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $379 over the average Pecos car insurance company.
The best car insurance provider for Pecos drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $868 over the competition.
The best car insurance company for Pecos drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $765 better than other car insurance companies.
The best auto insurance for Pecos drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $876 less each year.
The least expensive car insurance company for new and young drivers in Pecos
In Pecos, State Farm costs young drivers $1,334 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pecos
State Farm gave the largest car insurance discounts to married couples, averaging $504 saved each year compared to an average Pecos couple's premiums.
The cheapest car insurance in Pecos for drivers with bad credit
The best Pecos car insurance company for customer service
Recent price drops
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The cheapest large national provider in Pecos
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Pecos driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pecos, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Pecos
What Influences the Cost of Car Insurance in Pecos?
On average, car insurance in Pecos is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Pecos is 22 minutes, which is far less than average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pecos are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Pecos is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Pecos is $91 per month for minimum coverage and $154 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Toyahvale: Insurance costs 6.40% less
- Barstow: Insurance costs 8.36% less
- Toyah: Insurance costs 6.73% less
- Pyote: Insurance costs 8.30% less
- Wickett: Insurance costs 6.78% less
- Thorntonville: Insurance costs 7.11% less
- Monahans: Insurance costs 1.47% less
- Grandfalls: Insurance costs 9.22% less
- Crane: Insurance costs 4.61% less
- Stiles: Insurance costs 11.34% less
Cities with Similar Populations
- Ilion: Insurance costs 17.63% more
- Scituate: Insurance costs 10.69% less
- Schuylkill Haven: Insurance costs 26.70% less
- Scappoose: Insurance costs 15.19% less
- Saylorsburg: Insurance costs 21.65% less
- Sausalito: Insurance costs 15.52% more
- Jefferson: Insurance costs 86.76% more
- Jarrell: Insurance costs 11.34% less
- Jamesville: Insurance costs 22.57% more
- Jackson: Insurance costs 41.29% less