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Get Cheap Car Insurance in Penney Farms, FL
We monitor insurance prices, helping the average driver in Penney Farms save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Penney Farms
The chart below shows the cheapest car insurance company in Penney Farms for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Penney Farms Insurer | Monthly Cost |
|---|---|
| Geico | $114 |
| State Farm | $121 |
| Gainsco | $158 |
| Bristol West | $158 |
Savings for Every Kind of Penney Farms Driver
Based on our extensive insurance data, we know the average Penney Farms driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $700 per year by choosing the right vehicle insurance company. Some Penney Farms residents are paying out over $2,393 extra every year for auto insurance in Penney Farms. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Penney Farms, FL Savings / Yr. |
|---|---|
$700 |
|
$1,028 |
|
$791 |
|
$783 |
|
$2,487 |
|
$679 |
|
$990 |
Penney Farms Car Insurance vs. Florida
People living in Penney Farms pay an average of 9.41% less than the typical driver in the state. The average driver in Penney Farms can expect to pay about $2,185 per year, or $2,393 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Penney Farms for most people.
Car Insurance Prices by Penney Farms Neighborhood
Insurance Prices
Where is insurance cheapest within Penney Farms?
The map shows insurance prices in and around Penney Farms, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $38 per year within the city boundaries, with insurance premiums ranging from a high of $2,406 to a low of $2,368. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of Penney Farms.Pick the Best Car Insurance Company for You in Penney Farms
The best car insurance provider for most drivers in Penney Farms
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $700 over the average Penney Farms car insurance company.
The best car insurance provider for Penney Farms drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,028 over the competition.
The best car insurance company for Penney Farms drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $791 better than other car insurance companies.
The best auto insurance for Penney Farms drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $783 less each year.
The least expensive car insurance company for new and young drivers in Penney Farms
In Penney Farms, Geico costs young drivers $2,487 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Penney Farms
Geico gave the largest car insurance discounts to married couples, averaging $679 saved each year compared to an average Penney Farms couple's premiums.
The cheapest car insurance in Penney Farms for drivers with bad credit
The best Penney Farms car insurance company for customer service
Allstate was the best company for customer service in Penney Farms according to the NAIC.
Recent price drops
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The cheapest large national provider in Penney Farms
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Penney Farms driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Penney Farms, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Penney Farms
What Influences the Cost of Car Insurance in Penney Farms?
On average, car insurance in Penney Farms is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Penney Farms are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Penney Farms has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Penney Farms is $182 per month for minimum coverage and $199 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Asbury Lake: Insurance costs 1.17% more
- Russell: Insurance costs 0.04% less
- Green Cove Springs: Insurance costs 1.67% more
- Hibernia: Insurance costs 0.75% more
- Middleburg: Insurance costs 4.47% more
- Fleming Island: Insurance costs 2.76% more
- Walkill: Insurance costs 0.17% more
- Magnolia Springs: Insurance costs 2.17% more
- West Tocoi: Insurance costs 0.25% less
- Lawtey: Insurance costs 3.09% more
Cities with Similar Populations
- Vintondale: Insurance costs 43.13% less
- Cooksville: Insurance costs 22.15% less
- Courtland: Insurance costs 37.15% less
- Deary: Insurance costs 51.65% less
- Delmar: Insurance costs 48.93% less
- Dixon: Insurance costs 28.08% less
- Dubois: Insurance costs 51.27% less
- Dundas: Insurance costs 40.62% less
- Dyer: Insurance costs 32.18% less
- East Avon: Insurance costs 14.71% less