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Get Cheap Car Insurance in Providence Plantation, Charlotte, NC
We monitor insurance prices, helping the average driver in Providence Plantation save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Providence Plantation
The chart below shows the cheapest car insurance company in Providence Plantation for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Providence Plantation Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $49 |
| Erie Insurance | $50 |
| Farm Bureau | $53 |
| Progressive | $56 |
Savings for Every Kind of Providence Plantation Driver
Based on our extensive insurance data, we know the average Providence Plantation driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $248 per year by choosing the right vehicle insurance company. Some Providence Plantation residents are paying out over $1,291 extra every year for auto insurance in Providence Plantation. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Providence Plantation, Charlotte, NC Savings / Yr. |
|---|---|
$248 |
|
$539 |
|
$392 |
|
$1,002 |
|
$744 |
|
$300 |
|
$449 |
Providence Plantation Car Insurance vs. Charlotte
People living in Providence Plantation pay an average of 3.28% more than the typical driver in the state. The average driver in Providence Plantation can expect to pay about $774 per year, or $1,291 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Providence Plantation for most people.
Car Insurance Prices by Providence Plantation Neighborhood
Insurance Prices
Where is insurance cheapest within Providence Plantation?
The map shows insurance prices in and around Providence Plantation, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $139 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,404 to a low of $1,265. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Providence Plantation.Pick the Best Car Insurance Company for You in Providence Plantation
The best car insurance provider for most drivers in Providence Plantation
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $248 over the average Providence Plantation car insurance company.
The best car insurance provider for Providence Plantation drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $539 over the competition.
The best car insurance company for Providence Plantation drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $392 better than other car insurance companies.
The best auto insurance for Providence Plantation drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,002 less each year.
The least expensive car insurance company for new and young drivers in Providence Plantation
In Providence Plantation, State Farm costs young drivers $744 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Providence Plantation
Erie Insurance gave the largest car insurance discounts to married couples, averaging $300 saved each year compared to an average Providence Plantation couple's premiums.
The cheapest car insurance in Providence Plantation for drivers with bad credit
The best Providence Plantation car insurance company for customer service
Nationwide was the best company for customer service in Providence Plantation according to the NAIC.
Recent price drops
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The cheapest large national provider in Providence Plantation
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Providence Plantation driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Providence Plantation, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Providence Plantation
What Influences the Cost of Car Insurance in Providence Plantation?
On average, car insurance in Providence Plantation is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Providence Plantation is 37 minutes, which is far more than average for a driver in the city.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Providence Plantation are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Providence Plantation is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Providence Plantation is $64 per month for minimum coverage and $108 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Providence Estates East: Insurance costs 1.32% more
- Hembstead: Insurance costs 3.18% less
- Oxford Hunt: Insurance costs 4.88% more
- Piper Glen Estates: Insurance costs 0.46% more
- Rain Tree: Insurance costs 3.64% more
- Providence Crossing: Insurance costs 4.26% more
- Sardis Forest: Insurance costs the same
- Wessex Square: Insurance costs 0.39% more
- Olde Providence South: Insurance costs 0.54% less
- Sardis Woods: Insurance costs 0.08% more
Neighborhoods with Similar Populations
- Bloomfield-Allen: Insurance costs 2.87% less
- Brentwood: Insurance costs 39.12% more
- Green Lake: Insurance costs 29.74% more
- North Shore: Insurance costs 4.96% more
- Sans Pareil: Insurance costs 85.05% more
- Mount Tabor: Insurance costs 31.84% more
- Serramonte: Insurance costs 65.61% more
- Shenandoah: Insurance costs 60.88% more
- Holland: Insurance costs 51.82% more
- Trumbull Village: Insurance costs 34.00% more