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Get Cheap Car Insurance in Quail Hollow, Charlotte, NC

We monitor insurance prices, helping the average driver in Quail Hollow save up to 33.1% on car insurance.

 

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The Cheapest Minimum Coverage in Quail Hollow

The chart below shows the cheapest car insurance company in Quail Hollow for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.

 
Quail Hollow Insurer Monthly Cost
Midvale Home & Auto $48
Erie Insurance $48
Farm Bureau $51
Progressive $54

Savings for Every Kind of Quail Hollow Driver

The table shows how much the average auto insurance customer in Quail Hollow might save by following our recommendations.

Based on our extensive insurance data, we know the average Quail Hollow driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $241 per year by choosing the right vehicle insurance company. Some Quail Hollow residents are paying out over $1,255 extra every year for auto insurance in Quail Hollow. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Quail Hollow, Charlotte, NC Savings / Yr.
Drivers with good records
$241
Drivers with accidents
$524
Drivers with speeding tickets
$382
Drivers with a DUI conviction
$974
Young drivers
$723
Married drivers
$291
Drivers with bad credit
$437

Quail Hollow Car Insurance vs. Charlotte

People living in Quail Hollow pay an average of 0.43% more than the typical driver in the state. The average driver in Quail Hollow can expect to pay about $752 per year, or $1,255 for full coverage.

Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Quail Hollow for most people.

Car Insurance Prices by Quail Hollow Neighborhood

Quail Hollow, Charlotte, NC map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Quail Hollow?

The map shows insurance prices in and around Quail Hollow, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $48 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,283 to a low of $1,235. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of Quail Hollow.

Pick the Best Car Insurance Company for You in Quail Hollow

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Quail Hollow insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Quail Hollow

For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $241 over the average Quail Hollow car insurance company.

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We use the average good driver, paying $85 per month, as our baseline for pricing in Quail Hollow. Auto-Owners Insurance, Farm Bureau, and Erie Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Quail Hollow drivers with accidents on their records

In Quail Hollow getting into an accident will raise premiums an average 37% for a yearly cost of $2,003. That's $747 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, Erie Insurance, Farm Bureau, and Kemper are good choices for drivers with accidents.

In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $524 over the competition.

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The best car insurance company for Quail Hollow drivers with speeding tickets

>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $382 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Quail Hollow, tickets raise premiums on new quotes about $622. If you have a speeding ticket, we recommend State Farm, Farm Bureau, and Erie Insurance for savings that beat the average insurance cost of $1,877 per year.

The best auto insurance for Quail Hollow drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,788 per year in auto insurance premiums, which was $2,533 more than a driver with no major issues. Kemper, Midvale Home & Auto, and Farm Bureau penalized their customers the least for a DUI.

Getting a quote from Kemper may cost the average person with a DUI about $974 less each year.

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The least expensive car insurance company for new and young drivers in Quail Hollow

In Quail Hollow, State Farm costs young drivers $723 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 56% more for insurance than more mature drivers in Quail Hollow. With an average cost of $2,844 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Farm Bureau, and Erie Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Quail Hollow

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $18. State Farm, Erie Insurance, and Farm Bureau provided the largest discounts to couples living in Quail Hollow.

Erie Insurance gave the largest car insurance discounts to married couples, averaging $291 saved each year compared to an average Quail Hollow couple's premiums.

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The cheapest car insurance in Quail Hollow for drivers with bad credit

People with poor credit saved an average of $437 with Erie Insurance.

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Many people are surprised that their poor credit score can cost them an average of $596 every year. Premiums for people with poor credit were about $1,851 in Quail Hollow. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Progressive, Erie Insurance, and Dairyland.

The best Quail Hollow car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Quail Hollow, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in Quail Hollow.

Nationwide was the best company for customer service in Quail Hollow according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Quail Hollow, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Quail Hollow. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Quail Hollow

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 15% of Quail Hollow residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Quail Hollow driver can expect to pay about $87 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Quail Hollow, USAA has the best prices for none of the categories above.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Quail Hollow

What Influences the Cost of Car Insurance in Quail Hollow?

On average, car insurance in Quail Hollow is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Quail Hollow is 29 minutes, which is about the national average for a driver in the city.
  • North Carolina state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Quail Hollow are among the highest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
  • Quail Hollow is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Quail Hollow is $63 per month for minimum coverage and $105 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Quail Hollow driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Quail Hollow with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.