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Get Cheap Car Insurance in Raymond, CA
We monitor insurance prices, helping the average driver in Raymond save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Raymond
The chart below shows the cheapest car insurance company in Raymond for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Raymond Insurer | Monthly Cost |
|---|---|
| Metromile | $47 |
| Geico | $54 |
| Progressive | $57 |
| Travelers | $59 |
Savings for Every Kind of Raymond Driver
Based on our extensive insurance data, we know the average Raymond driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $604 per year by choosing the right vehicle insurance company. Some Raymond residents are paying out over $1,890 extra every year for auto insurance in Raymond. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Raymond, CA Savings / Yr. |
|---|---|
$604 |
|
$1,107 |
|
$875 |
|
$1,538 |
|
$790 |
|
$343 |
|
$0 |
Raymond Car Insurance vs. California
People living in Raymond pay an average of 5.89% less than the typical driver in the state. The average driver in Raymond can expect to pay about $885 per year, or $1,890 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Raymond for most people.
Car Insurance Prices by Raymond Neighborhood
Insurance Prices
Where is insurance cheapest within Raymond?
The map shows insurance prices in and around Raymond, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $132 per year within the city boundaries, with insurance premiums ranging from a high of $1,953 to a low of $1,821. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Raymond.Pick the Best Car Insurance Company for You in Raymond
The best car insurance provider for most drivers in Raymond
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $604 over the average Raymond car insurance company.
The best car insurance provider for Raymond drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,107 over the competition.
The best car insurance company for Raymond drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $875 better than other car insurance companies.
The best auto insurance for Raymond drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,538 less each year.
The least expensive car insurance company for new and young drivers in Raymond
In Raymond, State Farm costs young drivers $790 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Raymond
Progressive gave the largest car insurance discounts to married couples, averaging $343 saved each year compared to an average Raymond couple's premiums.
The cheapest car insurance in Raymond for drivers with bad credit
The best Raymond car insurance company for customer service
Recent price drops
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The cheapest large national provider in Raymond
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Raymond driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Raymond, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Raymond
What Influences the Cost of Car Insurance in Raymond?
On average, car insurance in Raymond is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Raymond are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Raymond is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Raymond is $74 per month for minimum coverage and $157 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Coarsegold: Insurance costs 0.42% more
- O'Neals: Insurance costs 0.16% more
- Ahwahnee: Insurance costs 3.23% less
- Oakhurst: Insurance costs 1.96% less
- Sharon: Insurance costs 5.61% more
- Wishon: Insurance costs 1.80% less
- Bass Lake: Insurance costs 0.85% less
- North Fork: Insurance costs 0.90% less
- New Auberry: Insurance costs 1.32% less
- South Fork: Insurance costs 0.58% less
Cities with Similar Populations
- Schroeder: Insurance costs 15.98% less
- Mount Blanchard: Insurance costs 42.70% less
- Mount Desert: Insurance costs 49.95% less
- Muldraugh: Insurance costs 20.69% more
- North Apollo: Insurance costs 27.51% less
- Okolona: Insurance costs 27.78% less
- Pateros: Insurance costs 32.38% less
- Pilot Hill: Insurance costs 5.24% more
- Sagaponack: Insurance costs 25.66% more
- Sandyville: Insurance costs 21.06% less