Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Redford, MI
We monitor insurance prices, helping the average driver in Redford save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Redford
The chart below shows the cheapest car insurance company in Redford for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Redford Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $131 |
| Progressive | $150 |
| State Farm | $151 |
| Safeco Insurance | $159 |
Savings for Every Kind of Redford Driver
Based on our extensive insurance data, we know the average Redford driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,420 per year by choosing the right vehicle insurance company. Some Redford residents are paying out over $3,534 extra every year for auto insurance in Redford. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Redford, MI Savings / Yr. |
|---|---|
$1,420 |
|
$2,319 |
|
$2,052 |
|
$3,118 |
|
$3,679 |
|
$0 |
|
$0 |
Redford Car Insurance vs. Michigan
People living in Redford pay an average of 21.91% more than the typical driver in the state. The average driver in Redford can expect to pay about $2,684 per year, or $3,534 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Redford for most people.
Car Insurance Prices by Redford Neighborhood
Insurance Prices
Where is insurance cheapest within Redford?
The map shows insurance prices in and around Redford, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $888 per year within the city boundaries, with insurance premiums ranging from a high of $4,034 to a low of $3,146. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of Redford.Pick the Best Car Insurance Company for You in Redford
The best car insurance provider for most drivers in Redford
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,420 over the average Redford car insurance company.
The best car insurance provider for Redford drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,319 over the competition.
The best car insurance company for Redford drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $2,052 better than other car insurance companies.
The best auto insurance for Redford drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $3,118 less each year.
The least expensive car insurance company for new and young drivers in Redford
In Redford, Geico costs young drivers $3,679 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Redford
The cheapest car insurance in Redford for drivers with bad credit
The best Redford car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Redford, which was better than other insurers.
The cheapest large national provider in Redford
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Redford driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Redford, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Redford
What Influences the Cost of Car Insurance in Redford?
On average, car insurance in Redford is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Redford is 30 minutes, which is about the national average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Redford is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Redford is $224 per month for minimum coverage and $295 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Livonia: Insurance costs 15.28% less
- Garden City: Insurance costs 13.24% less
- Dearborn Heights: Insurance costs 8.55% less
- Southfield: Insurance costs 2.49% more
- Dearborn: Insurance costs 8.52% less
- Westland: Insurance costs 9.22% less
- Inkster: Insurance costs 4.67% more
- Farmington: Insurance costs 11.60% less
- Oak Park: Insurance costs 0.79% more
- Lathrup Village: Insurance costs 0.57% more
Cities with Similar Populations
- Fond Du Lac: Insurance costs 69.55% less
- Nurillo: Insurance costs 48.25% less
- Oregon City: Insurance costs 54.75% less
- Plainfield: Insurance costs 37.01% less
- Port Arthur: Insurance costs 46.18% less
- Prescott: Insurance costs 51.56% less
- Punta Gorda: Insurance costs 33.33% less
- Richmond: Insurance costs 41.34% less
- Tinley Park: Insurance costs 54.95% less
- Hacienda Heights: Insurance costs 35.40% less