Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Reedsport, OR
We monitor insurance prices, helping the average driver in Reedsport save up to 34.7% on car insurance.
The Cheapest Minimum Coverage in Reedsport
The chart below shows the cheapest car insurance company in Reedsport for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.
| Reedsport Insurer | Monthly Cost |
|---|---|
| Metromile | $59 |
| State Farm | $59 |
| Country Financial | $66 |
| Travelers | $68 |
Savings for Every Kind of Reedsport Driver
Based on our extensive insurance data, we know the average Reedsport driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $437 per year by choosing the right vehicle insurance company. Some Reedsport residents are paying out over $1,377 extra every year for auto insurance in Reedsport. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Reedsport, OR Savings / Yr. |
|---|---|
$437 |
|
$651 |
|
$530 |
|
$596 |
|
$1,582 |
|
$427 |
|
$509 |
Reedsport Car Insurance vs. Oregon
People living in Reedsport pay an average of 8.71% less than the typical driver in the state. The average driver in Reedsport can expect to pay about $1,063 per year, or $1,377 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Reedsport for most people.
Car Insurance Prices by Reedsport Neighborhood
Insurance Prices
Where is insurance cheapest within Reedsport?
The map shows insurance prices in and around Reedsport, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $137 per year within the city boundaries, with insurance premiums ranging from a high of $1,480 to a low of $1,343. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southeast parts of Reedsport.Pick the Best Car Insurance Company for You in Reedsport
The best car insurance provider for most drivers in Reedsport
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $437 over the average Reedsport car insurance company.
The best car insurance provider for Reedsport drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $651 over the competition.
The best car insurance company for Reedsport drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $530 better than other car insurance companies.
The best auto insurance for Reedsport drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $596 less each year.
The least expensive car insurance company for new and young drivers in Reedsport
In Reedsport, Country Financial costs young drivers $1,582 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Reedsport
State Farm gave the largest car insurance discounts to married couples, averaging $427 saved each year compared to an average Reedsport couple's premiums.
The cheapest car insurance in Reedsport for drivers with bad credit
The best Reedsport car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Reedsport, which was better than other insurers.
The cheapest large national provider in Reedsport
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Reedsport driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Reedsport, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.Auto Insurance Prices in and Around Reedsport
What Influences the Cost of Car Insurance in Reedsport?
On average, car insurance in Reedsport is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Reedsport is 20 minutes, which is far less than average for a driver in the state.
- Oregon state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Reedsport are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Reedsport is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Reedsport is $89 per month for minimum coverage and $115 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Gardiner: Insurance costs 0.94% less
- Winchester Bay: Insurance costs 2.47% less
- Lakeside: Insurance costs 0.73% less
- Saunders Lake: Insurance costs 0.44% less
- Hauser: Insurance costs 1.02% less
- North Beach: Insurance costs 0.44% less
- Dunes City: Insurance costs 3.41% less
- Scottsburg: Insurance costs 1.16% less
- Westlake: Insurance costs 0.07% more
- Shorewood: Insurance costs 2.18% less
Cities with Similar Populations
- Saxonburg: Insurance costs 0.44% more
- Seagrove: Insurance costs 11.69% less
- Lakewood: Insurance costs 4.94% more
- Bakersville: Insurance costs 13.22% less
- White Hall: Insurance costs 33.12% more
- Wayne: Insurance costs 10.38% more
- Warrenton: Insurance costs 6.03% less
- Quincy: Insurance costs 100.29% more
- Pine Island: Insurance costs 11.91% more
- Hartford: Insurance costs 4.79% more